Madison County property record for 107 Elko Junction, Madison, AL 35758
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,928 sqft · built 2002 |
| Lot Size | 0.325 acres (14,160 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,000 (Feb 2019) |
| Tax Bill | $3,595 (2026) |
| Deeds & Mortgages | Sep 2019 Mortgage Feb 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-04-18-0-000-006.010 |
| Primary APN | 16-04-18-0-000-006.010 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,928 sqft Living Area |
| 1st Floor Area | 1,928 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,160 sqft (0.325 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 485634 |
|---|---|
| Street Address | 107 ELKO JCT |
| City | MADISON |
| State | AL |
| Zip | 35758-3629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 BLK 2 CEDAR SPRINGS STATION PH II OF A RESUB OF LOT 1 BLK 3 OF CEDAR SPRINGS STATION PB 39 PG 67 |
| Legal Range | 02W |
| Legal Township | 04S |
| Legal Section | 18 |
| Legal Subdivision | CEDAR SPRINGS STATION PH II |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 11021 |
Source: Madison County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 107 ELKO JCT, MADISON, AL 35758-3629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage REDSTONE FCU |
| Feb 5, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2019 · Amount on Record |
| Deed Sale | Feb 5, 2019 · Amount on Record |
| Deed Document Number | 20196967 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 107 ELKO JCT, MADISON, AL 35758-3629 |
| Document Number | 0000059390 |
| Instrument Date | Sep 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 107 ELKO JCT MADISON AL 357583629, MADISON, AL 35758-3629 |
| Document Number | 0000059390 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 59390 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 10, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Feb 5, 2019 |
| Property Address | 107 ELKO JCT, MADISON, AL 35758-3629 |
| Document Number | 0000006967 |
| Map Reference | MB 35 PG 87 |
| Instrument Date | Jan 25, 2019 |
| Instrument | 20190205000006967 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $69.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3539 S SHERWOOD RD SE, 3539, SMYRNA, GA 30082-2833 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 107 ELKO JCT, MADISON, AL 35758-3629 |
| Document Number | 0000006968 |
|---|---|
| Date | Feb 5, 2019 |
| Instrument | 20190205000006968 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2034 |
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,595.00 (+7.09%) | ||
| 2025 | $3,357.00 (+5.83%) Homeowner's exemption | $48,860 (+5.76%) Land $6,500 Building $42,360 | $488,500 (+5.76%) Land $65,000 Building $423,500 |
| 2023 | $3,172.00 (+22.61%) Homeowner's exemption | $46,200 (+22.29%) Land $6,500 Building $39,700 | $461,900 (+22.29%) Land $65,000 Building $396,900 |
| 2022 | $2,587.00 Homeowner's exemption | $37,780 Land $3,280 Building $34,500 | $377,700 Land $32,800 Building $344,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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