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105 Elko Junction, Madison, AL 35758 Property Records

Madison County property record for 105 Elko Junction, Madison, AL 35758

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,136 sqft · built 2000
Lot Size0.328 acres (14,288 sqft)
Owner2 Individual Names on Record
Tax Bill$3,234 (2026)
Deeds & MortgagesOct 2020 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-04-18-0-000-006.011

Property Details

APN / Parcel Number

Primary APN16-04-18-0-000-006.011
Alternative APN
  • 461136

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,136 sqft Living Area
1st Floor Area1,136 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Construction TypeWood
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,288 sqft (0.328 acres)
Lot Dimensions130 ft deep x 110 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number461136
Street Address105 ELKO JCT
CityMADISON
StateAL
Zip35758-3629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 16 BLK 2 CEDAR SPRINGS STATION PH II OF A RESUB OF LOT 1 BLK 3 OF CEDAR SPRINGS STATION PB 39 PG 67
Legal Range02W
Legal Township04S
Legal Section18
Legal SubdivisionCEDAR SPRINGS STATION PH II
Legal Block2
Legal Lot Number16
JurisdictionMADISON AL
Township / Civil DivisionMADISON
Census Block Group2
Census Block2014
Census Tract11021

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address105 ELKO JCT, MADISON, AL 35758-3629
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRSTBANK
Nov 27, 2017Grant Deed, Transfer · Conventional with PMI
FIRSTBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Property Address105 ELKO JCT, MADISON, AL 35758-3629
Document Number0000087141
Instrument DateOct 22, 2020
Transaction TypeMortgage
Record UpdatedNov 19, 2020
Title CompanyNORTH AL TITLE AND ESCROW LLC, NORTH AL TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address105 ELKO JCT MADISON AL 357583629, MADISON, AL 35758-3629

Mortgage

Document Number0000087141
DateOct 30, 2020
Instrument87141
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 29, 2040

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMADISON AL
Recording DateNov 27, 2017
Property Address105 ELKO JCT, MADISON, AL 35758-3629
Document Number0000611796
Instrument DateNov 27, 2017
Instrument611796
Transaction TypeTransfer
Record UpdatedAug 28, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$28.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address105 ELKO JCT MADISON AL 357583629, MADISON, AL 35758-3629

Mortgage

Document Number611797
DateNov 27, 2017
Instrument611797
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 26, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,234.00 (+23.29%)
2025$2,623.00 (+5.6%) Homeowner's exemption$38,300 (+5.51%) Land $6,500 Building $31,800$382,900 (+5.51%) Land $65,000 Building $317,900
2023$2,484.00 (+24.76%) Homeowner's exemption$36,300 (+24.32%) Land $6,500 Building $29,800$362,900 (+24.37%) Land $65,000 Building $297,900
2022$1,991.00 Homeowner's exemption$29,200 Land $3,300 Building $25,900$291,800 Land $32,900 Building $258,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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