104 Elko Junction, Madison, AL 35758 Property Records

Madison County property record for 104 Elko Junction, Madison, AL 35758

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,576 sqft · built 2000
Lot Size0.371 acres (16,161 sqft)
OwnerIndividual Name on Record
Last Sale$97,900 (Nov 2012)
Tax Bill$2,641 (2026)
Deeds & MortgagesAug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN16-04-18-0-000-006.006

Property Details

APN / Parcel Number

Primary APN16-04-18-0-000-006.006
Alternative APN
  • 215339

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,576 sqft Living Area
1st Floor Area2,576 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area16,161 sqft (0.371 acres)
Lot Dimensions147 ft deep x 110 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number215339
Street Address104 ELKO JCT
CityMADISON
StateAL
Zip35758-3628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 BLK 2 CEDAR SPRINGS STATION PH II OF A RESUB OF LOT 1 BLK 3 OF CEDAR SPRINGS STATION PB 39 PG 67
Legal Range02W
Legal Township04S
Legal Section18
Legal SubdivisionCEDAR SPRINGS STATION PH II
Legal Block2
Legal Lot Number11
JurisdictionMADISON AL
Township / Civil DivisionMADISON
Census Block Group2
Census Block2014
Census Tract11021

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address104 ELKO JCT, MADISON, AL 35758-3628
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 2012 · Amount on Record
Deed SaleNov 13, 2012 · Amount on Record
Deed Document Number2012732160
Prior Transfer DateNov 12, 2012
Prior Transfer Doc0000732160
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON AL
Property Address104 ELKO JCT, MADISON, AL 35758-3628
Document Number0000057809
Instrument DateAug 29, 2019
Transaction TypeMortgage
Record UpdatedOct 8, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 ELKO JCT MADISON AL 357583628, MADISON, AL 35758-3628

Mortgage

Document Number0000057809
DateSep 5, 2019
Instrument57809
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 4, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,641.00 (+7.01%)
2025$2,468.00 (+5.52%) Homeowner's exemption$39,380 (+5.52%) Land $6,500 Building $32,880$393,800 (+5.55%) Land $65,000 Building $328,800
2023$2,339.00 (+13.99%) Homeowner's exemption$37,320 (+24.07%) Land $6,500 Building $30,820$373,100 (+24.08%) Land $65,000 Building $308,100
2022$2,052.00 Homeowner's exemption$30,080 Land $3,300 Building $26,780$300,700 Land $32,900 Building $267,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIMESTONE COUNTY WATER & SEWER AUTH.
serves 90,900 people · EPA ID AL0000833
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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