Madison County property record for 102 Elko Junction, Madison, AL 35758
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,655 sqft · built 2001 |
| Lot Size | 0.371 acres (16,161 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $437,000 (Mar 2023) |
| Tax Bill | $3,267 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-04-18-0-000-006.005 |
| Primary APN | 16-04-18-0-000-006.005 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,655 sqft Living Area |
| 1st Floor Area | 2,655 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,161 sqft (0.371 acres) |
| Lot Dimensions | 147 ft deep x 110 ft wide |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 648 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 608640 |
|---|---|
| Street Address | 102 ELKO JCT |
| City | MADISON |
| State | AL |
| Zip | 35758-3628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLK 2 CEDAR SPRINGS STATION PH II OF A RESUB OF LOT 1 BLK 3 OF CEDAR SPRINGS STATION PB 39 PG 67 |
| Legal Range | 02W |
| Legal Township | 04S |
| Legal Section | 18 |
| Legal Subdivision | CEDAR SPRINGS STATION PH II |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | MADISON |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 11021 |
Source: Madison County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 102 ELKO JCT, MADISON, AL 35758-3628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 7, 2021 | Deed of Trust, Mortgage · VA Mortgage HOMETOWN LENDERS INC |
| Feb 21, 2017 | Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2023 · Amount on Record |
| Deed Sale | Mar 17, 2023 · Amount on Record |
| Prior Sale | Aug 4, 2008 · Amount on Record |
| Deed Book / Page | 2023 / 9720 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 102 ELKO JCT, MADISON, AL 35758-3628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100001826 |
|---|---|
| Date | Jan 7, 2021 |
| Instrument | 2021-00001826 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 102 ELKO JCT, MADISON, AL 35758-3628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000095450 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | 20170221000095450 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2037 |
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,267.00 (+7.08%) | ||
| 2025 | $3,051.00 (+15.7%) Homeowner's exemption | $44,460 (+5.71%) Land $6,500 Building $37,960 | $444,400 (+5.68%) Land $65,000 Building $379,400 |
| 2023 | $2,637.00 (+23.05%) Homeowner's exemption | $42,060 (+22.91%) Land $6,500 Building $35,560 | $420,500 (+22.99%) Land $65,000 Building $355,500 |
| 2022 | $2,143.00 Homeowner's exemption | $34,220 Land $3,300 Building $30,920 | $341,900 Land $32,900 Building $309,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMESTONE COUNTY WATER & SEWER AUTH. serves 90,900 people · EPA ID AL0000833 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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