107 Elberta St, Mount Vernon, TX 75457 Property Records

Franklin County property record for 107 Elberta St, Mount Vernon, TX 75457

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,922 sqft · built 1980
Lot Size	0.538 acres (23,444 sqft)
Owner	Individual Name on Record
Tax Bill	$3,597 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2021 Mortgage
APN	`00104-00000-00200-000000`

Property Details

APN / Parcel Number

Primary APN	`00104-00000-00200-000000`
Alternative APN	`308`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,922 sqft Total Area

Exterior

Year Built	Built 1980
Lot Area	23,444 sqft (0.538 acres)
Lot Dimensions	175 ft deep x 133 ft wide
Garage Area	753 sqft
Porch	Porch
Porch Area	80 sqft

Location & Zoning

Account Number	308
Old Parcel Number	001040000000200000000
Street Address	107 ELBERTA ST
City	MOUNT VERNON
State	TX
Zip	75457-3201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 425 J SLOAN LT 20 CON-SOL 130X176
Legal Subdivision	JOSEPH SLOAN SUVEY ABS #425
Legal Lot Number	20
Jurisdiction	FRANKLIN TX
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1035
Census Tract	950200

Owner

Source: Franklin County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 611, MOUNT VERNON, TX 75457-0611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Deed of Trust, Mortgage · Commercial Mortgage RED RIVER EMPLOYEES FCU
Jun 17, 2021	Vendor's Lien, Transfer · Conventional Mortgage SFMC LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2021
Deed Sale	Jun 17, 2021
Prior Sale	Dec 10, 2015
Deed Document Number	410/875
Deed Book / Page	410 / 875
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TX
Property Address	107 ELBERTA ST, MOUNT VERNON, TX 75457-3201
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000387/174
Date	Jun 11, 2020
Book Page	387/174
Instrument	157566

Lender

Name	RED RIVER EMPLOYEES FCU
Type	Credit Union
Address	MOUNT VERNON, TX 75457

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FRANKLIN TX
Recording Date	Jun 17, 2021
Property Address	107 ELBERTA ST, MOUNT VERNON, TX 75457-3201
Document Number	410/875
Book / Page	410 / 875
Instrument Date	Jun 16, 2021
Instrument	161751
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	LAKEWOOD LAND TITLES INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 ELBERTA ST, 107, MT VERNON, TX 75457-3201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 611, MT VERNON, TX 75457-0611

Mortgage

Document Number	161752
Date	Jun 17, 2021
Instrument	161752

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Franklin County
Municipality	Mount Vernon Town
Unified School District	Mount Vernon Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,597.00 (+87.34%) Homeowner's exemption	$270,380 (+1.42%) Land $17,360 Building $253,020	$270,380 (+1.42%) Land $17,360 Building $253,020
2023		$266,590 Land $14,020 Building $252,570	$266,590 Land $14,020 Building $252,570
2021	$1,920.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT VERNON serves 2,662 people · EPA ID TX0800001
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Peoples Communications Fiber · Fixed Wireless	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Nextlink, Spectrum, T-Mobile, Verizon.

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