Franklin County property record for 104 Elberta St, Mount Vernon, TX 75457
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,190 sqft · built 1991 |
| Lot Size | 0.364 acres (15,856 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,985 (2025) |
| Deeds & Mortgages | Jan 2024 Second Mortgage Oct 2022 Construction Loan + 2 more |
| APN | 00104-00002-00007-000000 |
| Primary APN | 00104-00002-00007-000000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,190 sqft Total Area |
| Year Built | Built 1991 |
|---|---|
| Lot Area | 15,856 sqft (0.364 acres) |
| Lot Dimensions | 151 ft deep x 105 ft wide |
| Garage Area | 567 sqft |
| Porch | Porch |
| Porch Area | 316 sqft |
| Account Number | 215 |
|---|---|
| Old Parcel Number | 001040000200007000000 |
| Street Address | 104 ELBERTA ST |
| City | MOUNT VERNON |
| State | TX |
| Zip | 75457-3200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AB 425 J SLOAN LT 7 BLK B WHITE ADDN |
| Legal Subdivision | WHITE ADDN |
| Legal Block | B |
| Legal Lot Number | 7 |
| Jurisdiction | FRANKLIN TX |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 950200 |
Source: Franklin County records · APN 00104-00002-00007-000000
Assessment roll updated September 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 ELBERTA ST, MT VERNON, TX 75457-3200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALLIANCE BANK |
| Oct 04, 2022 | Deed of Trust, Mortgage · Construction Mortgage ALLIANCE BANK |
| Oct 04, 2022 | Deed of Trust, Mortgage · Construction Mortgage ALLIANCE BANK |
| Dec 15, 2020 | Deed of Trust, Mortgage · Line of Credit ALLIANCE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 29, 2003 |
| Deed Sale | Apr 29, 2003 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TX |
| Property Address | 104 ELBERTA ST, MT VERNON, TX 75457-3200 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 104 ELBERTA ST, MOUNT VERNON, TX 75457-3200 |
| Document Number | 000458/289 |
|---|---|
| Date | Jan 17, 2024 |
| Book Page | 458/289 |
| Instrument | 170805 |
| Name | ALLIANCE BANK |
|---|---|
| Type | Bank |
| Address | SULPHUR SPRINGS, TX 75482 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TX |
| Property Address | 104 ELBERTA ST, MT VERNON, TX 75457-3200 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 438 WHISPERING PINE TRL, MOUNT VERNON, TX 75457-4953 |
| Document Number | 000437/617 |
|---|---|
| Date | Oct 04, 2022 |
| Book Page | 437/617 |
| Instrument | 166898 |
| Name | ALLIANCE BANK |
|---|---|
| Type | Bank |
| Address | SULPHUR SPRINGS, TX 75482 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TX |
| Property Address | 104 ELBERTA ST, MT VERNON, TX 75457-3200 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 104 ELBERTA ST, MOUNT VERNON, TX 75457-3200 |
| Document Number | 000437/628 |
|---|---|
| Date | Oct 04, 2022 |
| Book Page | 437/628 |
| Instrument | 166900 |
| Name | ALLIANCE BANK |
|---|---|
| Type | Bank |
| Address | SULPHUR SPRINGS, TX 75482 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TX |
| Property Address | 104 ELBERTA ST, MT VERNON, TX 75457-3200 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 398/867 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 398/867 |
| Instrument | 159742 |
| Name | ALLIANCE BANK |
|---|---|
| Type | Bank |
| Address | SULPHUR SPRINGS, TX 75482 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Franklin County records · Assessment roll updated September 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Franklin County |
| Municipality | Mount Vernon Town |
| Unified School District | Mount Vernon Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,985.00 (-36.03%) Homeowner's exemption | $233,940 (-1.48%) Land $13,650 Building $253,560 | $267,210 (+12.53%) Land $13,650 Building $253,560 |
| 2023 | $237,450 Land $11,030 Building $226,420 | $237,450 Land $11,030 Building $226,420 | |
| 2021 | $3,103.00 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Peoples Telephone Cooperative Fiber · Fixed Wireless | 1,000 / 1,000 |
| Optimum Communications Cable | 940 / 35 |
May also be available: AMG Technology Investment Group, Spectrum, T-Mobile USA, Verizon.
Based on FCC filings for 340 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MOUNT VERNON serves 2,662 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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