103 Elberta St, Mount Vernon, TX 75457 Property Records

Franklin County property record for 103 Elberta St, Mount Vernon, TX 75457

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,008 sqft · built 1969
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on Record
Last Sale	$299,970 (May 2024)
Tax Bill	$3,311 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Apr 2020 Mortgage
APN	`00104-00000-00220-000000`

Property Details

APN / Parcel Number

Primary APN	`00104-00000-00220-000000`
Alternative APN	`5890`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,008 sqft Total Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	176 ft deep x 125 ft wide
Garage Area	550 sqft
Porch	Porch
Porch Area	824 sqft

Location & Zoning

Account Number	5890
Street Address	103 ELBERTA ST
City	MOUNT VERNON
State	TX
Zip	75457-3201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 425 J SLOAN LT 22 BLK 104 CON-SOL 125X176
Legal Subdivision	THE JOSEPH SLOAN SURVEY A 425
Legal Block	104
Legal Lot Number	22
Jurisdiction	FRANKLIN TX
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1035
Census Tract	950200

Owner

Source: Franklin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 ELBERTA ST, MOUNT VERNON, TX 75457-3201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2018	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF MOUNT VERNON
Apr 21, 2020	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2024 · Amount on Record
Deed Sale	May 28, 2024 · Amount on Record
Prior Sale	Jun 5, 2023
Deed Document Number	2024171865
Deed Book / Page	463 / 111
Prior Transfer Date	Sep 27, 2006
Prior Transfer Doc	0000109143
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TX
Property Address	103 ELBERTA ST, MOUNT VERNON, TX 75457-3201
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00353/0351
Date	Apr 13, 2018
Book Page	353/0351
Instrument	151130

Lender

Name	FIRST NATIONAL BANK OF MOUNT VERNON
Type	Mortgage Company
Address	MOUNT VERNON, TX 75457

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 21, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FRANKLIN TX
Recording Date	Apr 21, 2020
Property Address	103 ELBERTA ST, MOUNT VERNON, TX 75457-3201
Document Number	000384/447
Book / Page	384 / 447
Instrument Date	Apr 20, 2020
Instrument	157057
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ELBERTA ST, MOUNT VERNON, TX 75457-3201

Mortgage

Document Number	0000157058
Date	Apr 21, 2020
Instrument	157058

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Franklin County
Municipality	Mount Vernon Town
Unified School District	Mount Vernon Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,311.00 Homeowner's exemption	$303,420 (+9.67%) Land $16,250 Building $287,170	$303,420 (+9.67%) Land $16,250 Building $287,170
2023		$276,660 (+13.76%) Land $13,130 Building $263,530	$276,660 (+13.76%) Land $13,130 Building $263,530
2022		$243,190 Land $12,040 Building $231,150	$243,190 Land $12,040 Building $231,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT VERNON serves 2,662 people · EPA ID TX0800001
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Peoples Communications Fiber · Fixed Wireless	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Nextlink, Spectrum, T-Mobile, Verizon.

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