102 Elberta St, Mount Vernon, TX 75457 Property Records

Franklin County property record for 102 Elberta St, Mount Vernon, TX 75457

Property Summary

Property Type	Single Family Home
Details	1,623 sqft · built 1975
Lot Size	0.364 acres (15,860 sqft)
Owner	Individual Name on Record
Tax Bill	$2,531 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2022 Sale
APN	`00104-00002-00006-000000`

Property Details

APN / Parcel Number

Primary APN	`00104-00002-00006-000000`
Alternative APN	`3224`

Interior

Building Area	1,623 sqft Total Area

Exterior

Year Built	Built 1975
Lot Area	15,860 sqft (0.364 acres)

Location & Zoning

Account Number	3224
Street Address	102 ELBERTA ST
City	MOUNT VERNON
State	TX
Zip	75457-3200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6 BLK B AB 425 J SLOAN WHITE ADDN
Legal Block	AB
Legal Lot Number	6
Jurisdiction	FRANKLIN TX
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1036
Census Tract	950200

Owner

Source: Franklin County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	102 ELBERTA ST, MOUNT VERNON, TX 75457-3200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Warranty Deed, Transfer · USDA Mortgage DRAPER & KRAMER MORTGAGE CORP
May 9, 2022	Vendor's Lien, Transfer PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2022
Deed Sale	May 12, 2022
Prior Sale	May 9, 2022
Deed Document Number	165234
Deed Book / Page	429 / 431
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TX
Recording Date	May 12, 2022
Property Address	102 ELBERTA ST, MOUNT VERNON, TX 75457-3200
Document Number	000429/431
Book / Page	429 / 431
Map Reference	VOL G PG 214
Instrument Date	Apr 29, 2022
Instrument	165234
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4377 COUNTY ROAD NW 1030, MT VERNON, TX 75457-5400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 ELBERTA ST, MT VERNON, TX 75457-3200

Mortgage

Document Number	0000165184
Date	May 12, 2022
Instrument	165184

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FRANKLIN TX
Recording Date	May 9, 2022
Property Address	102 ELBERTA ST, MOUNT VERNON, TX 75457-3200
Document Number	000429/148
Book / Page	429 / 148
Map Reference	VOL G PG 214
Instrument Date	Apr 29, 2022
Instrument	165183
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	847 COUNTY ROAD 1468, MT PLEASANT, TX 75455-0612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 ELBERTA ST, MT VERNON, TX 75457-3200

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Franklin County
Municipality	Mount Vernon Town
Unified School District	Mount Vernon Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,531.00 Homeowner's exemption	$211,200 (-5.27%) Land $13,390 Building $197,810	$211,200 (-5.27%) Land $13,390 Building $197,810
2023		$222,960 Land $10,820 Building $212,140	$222,960 Land $10,820 Building $212,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT VERNON serves 2,662 people · EPA ID TX0800001
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Peoples Communications Fiber · Fixed Wireless	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Nextlink, Spectrum, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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