Montgomery County property record for 10687 Ruger Rd, Willis, TX 77378
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,699 sqft |
| Lot Size | 4.5 acres (196,036 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $14,744 (2025) |
| Deeds & Mortgages | May 2026 Transfer May 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8282-00-02200 |
| Primary APN | 8282-00-02200 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,699 sqft Living Area |
| Gross Area | 3,449 sqft |
| 1st Floor Area | 2,699 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Fiber Cement Siding |
|---|---|
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 196,036 sqft |
| View / Lot | Front |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 867 sqft |
| Patio Area | 126 sqft |
| Canopy | 800 sqft |
| Storage Building | 1,640 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 10687 RUGER RD |
|---|---|
| City | WILLIS |
| State | TX |
| Zip | 77378-4248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REPUBLIC GRAND RANCH 01 BLK 1 LOT 22, 23 |
| Legal Subdivision | REPUBLIC GRAND RANCH 01 |
| Legal Block | 1 |
| Legal Lot Number | 22,23 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | WILLIS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 694107 |
10687 Ruger Rd is owned and occupied by two individuals who acquired it in May 2026.
Source: Montgomery County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10687 RUGER RD, WILLIS, TX 77378-4248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| May 7, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO |
| Mar 19, 2021 | Warranty Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2021 |
| Deed Sale | Mar 19, 2021 |
| Deed Document Number | 202135177 |
| Last Transfer Date | May 4, 2026 |
| Transfer Doc | 0000046955 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | May 7, 2026 |
| Property Address | 10687 RUGER RD, WILLIS, TX 77378-4248 |
| Document Number | 0000046956 |
| Instrument Date | May 4, 2026 |
| Instrument | 202646956 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10687 RUGER RD, WILLIS, TX 77378-4248 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | May 7, 2026 |
| Property Address | 10687 RUGER RD, WILLIS, TX 77378-4248 |
| Document Number | 0000046955 |
| Instrument Date | May 4, 2026 |
| Instrument | 202646955 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10687 RUGER RD, WILLIS, TX 77378-4248 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 10687 RUGER RD, WILLIS, TX 77378-4248 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2023 |
| Title Company | ALAMO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000164565 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 2021164565 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Mar 19, 2021 |
| Property Address | 10687 RUGER RD, WILLIS, TX 77378-4248 |
| Document Number | 0000035177 |
| Map Reference | CAB Z SH 6889 |
| Instrument Date | Mar 17, 2021 |
| Instrument | 2021035177 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2023 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 183 WATER ST, WILLIAMSTOWN, MA 01267-2830 |
| Name | Verified Name |
|---|---|
| Address | 11425 DANS PL, MONTGOMERY, TX 77316-1911 |
The 2025 property tax bill for 10687 Ruger Rd was $14,744 with exemptions applied, up 23.9% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Willis Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $978,699 (-10.14%) Land $373,525 Building $605,174 | $978,699 (-10.5%) Land $373,525 Building $605,174 | |
| 2025 | $14,744.00 (+23.91%) Homeowner's exemption Senior Citizen's exemption | $1,089,090 (+706.73%) | $1,093,483 (+72.61%) Land $373,525 Building $719,958 |
| 2024 | $11,899.00 (+550.57%) | $135,000 (+2%) Land $186,750 Building $446,761 | $633,511 (+463.12%) Land $186,750 Building $446,761 |
| 2023 | $1,829.00 | $112,500 Land $112,500 | $112,500 Land $112,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10687 Ruger Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10687 Ruger Rd is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 82% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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