10680 Ruger Rd, Willis, TX 77378 Property Records

Montgomery County property record for 10680 Ruger Rd, Willis, TX 77378

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,704 sqft · built 2021
Lot Size	2.27 acres (98,968 sqft)
Owner	Individual Name on File
Tax Bill	$10,003 (2024)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`8282-00-08700`

Property Details

APN / Parcel Number

Primary APN	`8282-00-08700`
Alternative APN	`R508703`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	3,704 sqft Living Area
1st Floor Area	3,071 sqft
2nd Floor Area	633 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	98,968 sqft (2.27 acres)
Garage Type	Attached
Garage Area	819 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	953 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R508703
Street Address	10680 RUGER RD
City	WILLIS
State	TX
Zip	77378-4248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S828200 - REPUBLIC GRAND RANCH 01, BLOCK 4, LOT 1
Legal Subdivision	REPUBLIC GRAND RANCH 01
Legal Block	4
Legal Lot Number	1
Jurisdiction	MONTGOMERY TX
Township / Civil Division	WILLIS
Census Block Group	1
Census Block	1015
Census Tract	694107

Owner

Source: Montgomery County records · APN 8282-00-08700

Assessment roll updated July 25, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	502 W MONTGOMERY ST, WILLIS, TX 77378-8827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 08, 2021	Vendor's Lien, Transfer · Construction Mortgage COMMUNITYBANK OF TEXAS NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 08, 2021
Deed Sale	Apr 08, 2021
Deed Document Number	2021046293
Record Updated	Jun 08, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	10680 RUGER RD, WILLIS, TX 77378-4248
Transaction Type	Mortgage
Record Updated	Oct 24, 2023
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE COMPANY HOUSTON

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075494
Date	Jun 15, 2022
Instrument	2022075494

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Apr 08, 2021
Property Address	10680 RUGER RD, WILLIS, TX 77378-4248
Document Number	0000046293
Map Reference	CAB Z SH 6889
Instrument Date	Apr 06, 2021
Instrument	2021046293
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	502 VEST MONTGOMERY #407407, 407407, WILLIS, TX 77378

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 BERRYFROST LN, SPRING, TX 77380-1841

Mortgage

Document Number	0000046294
Date	Apr 08, 2021
Instrument	2021046294

Lender

Name	COMMUNITYBANK OF TEXAS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000046295
Date	Apr 08, 2021
Instrument	2021046295

Lender

Name	COMMUNITYBANK OF TEXAS NA
Type	Bank
Address	BEAUMONT, TX 77706

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated July 25, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Willis Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$770,000 (+1%) Land $188,535 Building $795,465	$984,000 (+40.57%) Land $188,535 Building $795,465
2024	$10,003.00 (+10.51%) Homeowner's exemption	$700,000 (+6.77%) Land $188,535 Building $511,465	$700,000 (+6.77%) Land $188,535 Building $511,465
2023	$9,052.00 Homeowner's exemption	$655,590 Land $113,580 Building $542,010	$655,590 Land $113,580 Building $542,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Wildfire

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 9 locations within half a mile of this property.

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