10682 Sandy Creek Dr, Santee, CA 92071 Property Records

San Diego County property record for 10682 Sandy Creek Dr, Santee, CA 92071

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,850 sqft · built 2018
Lot Size0.136 acres (5,963 sqft)
Owner2 Individual Names on File
Last Sale$791,500 (Nov 2017)
Tax Bill$10,627 (2025)
Deeds & MortgagesApr 2020 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN381-651-76-00

Property Details

APN / Parcel Number

Primary APN381-651-76-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,850 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Lot Area5,963 sqft (0.136 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address10682 SANDY CREEK DR
CitySANTEE
StateCA
Zip92071-5047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 76 TR 016191
Legal SubdivisionSANTEE 2015-02
Legal Tract016191
Legal Block3
Legal Lot Number76
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3010
Census Tract16607

Owner

Source: San Diego County records · APN 381-651-76-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10682 SANDY CREEK DR, SANTEE, CA 92071-5047
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Nov 30, 2017Grant Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 30, 2017 · Amount on Record
Deed SaleNov 30, 2017 · Amount on Record
Deed Document Number2017557264
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10682 SANDY CREEK DR, SANTEE, CA 92071-5047
Transaction TypeMortgage
Record UpdatedMay 12, 2021
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address10682 SANDY CREEK DR, SANTEE, CA 92071-5047

Mortgage

Document Number0000212222
DateApr 27, 2020
Instrument2020-0212222
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 30, 2017
Property Address10682 SANDY CREEK DR, SANTEE, CA 92071-5047
Document Number0000557264
Map ReferenceMAP16191
Instrument DateOct 02, 2017
Instrument2017-0557264
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFNTG

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address10682 SANDY CREEK DR, SANTEE, CA 92071-5047

Mortgage

Document Number0000557265
DateNov 30, 2017
Instrument2017-0557265
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySantee City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictSantee School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$918,124 (+2%) Land $429,413 Building $488,711
2025$10,627.00 (+4.34%) Homeowner's exemption$900,123 (+4.04%) Land $420,994 Building $479,129
2023$10,185.00 (+0.69%) Homeowner's exemption$865,173 Land $404,648 Building $460,525
2022$10,115.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 64% of the US · lower than 78% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: California Internet, Verizon.

Based on FCC filings for 654 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPADRE DAM MWD
serves 93,980 people
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Sandy Creek Dr

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