10664 Sandy Creek Dr, Santee, CA 92071 Property Records

San Diego County property record for 10664 Sandy Creek Dr, Santee, CA 92071

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,558 sqft · built 2018
Lot Size	0.137 acres (5,975 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,325,000 (Feb 2026)
Tax Bill	$10,673 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`381-651-79-00`

Property Details

APN / Parcel Number

Primary APN	`381-651-79-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,558 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	5,975 sqft (0.137 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10664 SANDY CREEK DR
City	SANTEE
State	CA
Zip	92071-5047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 79 TR 016191
Legal Subdivision	SANTEE TRACT NO 2015-02
Legal Tract	016191
Legal Block	3
Legal Lot Number	79
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3010
Census Tract	16607

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10664 SANDY CREEK DR, SANTEE, CA 92071-5047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Feb 9, 2026	Grant Deed, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Nov 29, 2017	Grant Deed, Transfer · Conventional Mortgage KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2026 · Amount on Record
Deed Sale	Feb 9, 2026 · Amount on Record
Prior Sale	Nov 29, 2017 · Amount on Record
Deed Document Number	202635491
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 8, 2026
Property Address	10664 SANDY CREEK DR, SANTEE, CA 92071-5047
Document Number	0000194566
Instrument Date	Jul 1, 2026
Instrument	2026194566
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	10664 SANDY CREEK DR, SANTEE, CA 92071-5047
Investor	Possibly a Property Investor

Mortgage

Document Number	0000194566,
Date	Jul 8, 2026
Instrument	2026194566

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.48%
Max Rate	-1%

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 9, 2026
Property Address	10664 SANDY CREEK DR, SANTEE, CA 92071-5047
Document Number	0000035491
Map Reference	MAP 16191
Instrument Date	Jan 26, 2026
Instrument	2026-0035491
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10664 SANDY CREEK DR, SANTEE, CA 92071-5047

Mortgage

Document Number	0000035492
Date	Feb 9, 2026
Instrument	2026-0035492

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 29, 2017
Property Address	10664 SANDY CREEK DR, SANTEE, CA 92071-5047
Document Number	0000554348
Instrument Date	Oct 2, 2017
Instrument	554348
Transaction Type	Transfer
Record Updated	Sep 13, 2018
Title Company	FNTG BUILDER SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$826.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10664 SANDY CREEK DR SANTEE CA 920715047, SANTEE, CA 92071-5047

Mortgage

Document Number	554349
Date	Nov 29, 2017
Instrument	554349

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$922,144 (+2%) Land $429,413 Building $492,731
2025	$10,673.00 (+1.14%) Homeowner's exemption	$904,064 (+4.04%) Land $420,994 Building $483,070
2024	$10,553.00 (+3.16%)
2023	$10,230.00 (+0.7%) Homeowner's exemption	$868,961 Land $404,648 Building $464,313
2022	$10,159.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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