10658 Sandy Creek Dr, Santee, CA 92071 Property Records

San Diego County property record for 10658 Sandy Creek Dr, Santee, CA 92071

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,850 sqft · built 2018
Lot Size	0.137 acres (5,982 sqft)
Owner	2 Individual Names on Record
Last Sale	$283,500 (Mar 2020)
Tax Bill	$10,187 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`381-651-80-00`

Property Details

APN / Parcel Number

Primary APN	`381-651-80-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,850 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	5,982 sqft (0.137 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10658 SANDY CREEK DR
City	SANTEE
State	CA
Zip	92071-5047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 80 TR 016191
Legal Subdivision	SANTEE 2015-02
Legal Tract	016191
Legal Block	3
Legal Lot Number	80
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3010
Census Tract	16607

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10658 SANDY CREEK DR, SANTEE, CA 92071-5047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Line of Credit ZB NA
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS
May 1, 2020	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU
Mar 3, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Nov 30, 2017	Quit Claim Deed, Mortgage KBHS HM LNS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2020 · Amount on Record
Deed Sale	Mar 3, 2020 · Amount on Record
Prior Sale	Nov 30, 2017 · Amount on Record
Deed Document Number	2020108698
Prior Transfer Date	Feb 18, 2020
Prior Transfer Doc	0000108698
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10658 SANDY CREEK DR, SANTEE, CA 92071-5047
Transaction Type	Mortgage
Record Updated	Apr 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10658 SANDY CREEK DR, SANTEE, CA 92071-5047

Mortgage

Document Number	0000146378
Date	Apr 4, 2022
Instrument	2022-0146378

Lender

Name	ZB NA
Type	Bank
Address	LA PALMA, CA 90623

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10658 SANDY CREEK DR, SANTEE, CA 92071-5047
Document Number	0000538160
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10658 SANDY CREEK DR SANTEE CA 920715047, SANTEE, CA 92071-5047

Mortgage

Document Number	0000538160
Date	Sep 15, 2020
Instrument	538160

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	LOS ANGELES, CA 90005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10658 SANDY CREEK DR, SANTEE, CA 92071-5047
Document Number	0000241333
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	May 21, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10658 SANDY CREEK DR SANTEE CA 920715047, SANTEE, CA 92071-5047

Mortgage

Document Number	0000241333
Date	May 13, 2020
Instrument	241333

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 12, 2045

Interest

Rate Type	Adjustable Rate

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 3, 2020
Property Address	10658 SANDY CREEK DR, SANTEE, CA 92071-5047
Document Number	0000108698
Instrument Date	Feb 18, 2020
Instrument	108698
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Tax	$312.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10658 SANDY CREEK DR SANTEE CA 920715047, SANTEE, CA 92071-5047

Mortgage

Document Number	108699
Date	Mar 3, 2020
Instrument	108699

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 2, 2050

November 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 30, 2017
Property Address	10658 SANDY CREEK DR, SANTEE, CA 92071-5047
Document Number	0000557667
Instrument Date	Sep 19, 2017
Instrument	557667
Transaction Type	Mortgage
Record Updated	Aug 13, 2018
Title Company	FNTG BUILDER SERVICES

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10658 SANDY CREEK DR SANTEE CA 920715047, SANTEE, CA 92071-5047

Mortgage

Document Number	557669
Date	Nov 30, 2017
Instrument	557669

Lender

Name	KBHS HM LNS LLC
Address	IRVING, TX 75063

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$879,800 (+2%) Land $410,843 Building $468,957
2025	$10,187.00 (+4.34%) Homeowner's exemption	$862,550 (+4.04%) Land $402,788 Building $459,762
2023	$9,763.00 (+0.69%) Homeowner's exemption	$829,059 Land $387,149 Building $441,910
2022	$9,696.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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