10670 Sandy Creek Dr, Santee, CA 92071 Property Records

San Diego County property record for 10670 Sandy Creek Dr, Santee, CA 92071

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,850 sqft · built 2018
Lot Size	0.137 acres (5,968 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,578 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`381-651-78-00`

Property Details

APN / Parcel Number

Primary APN	`381-651-78-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,850 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	5,968 sqft (0.137 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10670 SANDY CREEK DR
City	SANTEE
State	CA
Zip	92071-5047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 78 TR 016191
Legal Subdivision	SANTEE 2015-02
Legal Tract	016191
Legal Block	3
Legal Lot Number	78
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3010
Census Tract	16607

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10670 SANDY CREEK DR, SANTEE, CA 92071-5047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 9, 2019	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Nov 28, 2017	Grant Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2021
Deed Sale	Mar 10, 2021
Prior Sale	Jul 9, 2019
Deed Document Number	2021186006
Prior Transfer Date	Mar 4, 2021
Prior Transfer Doc	0000186006
Record Updated	Sep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 10, 2021
Property Address	10670 SANDY CREEK DR, SANTEE, CA 92071-5047
Document Number	0000186006
Map Reference	MAP 16191
Instrument Date	Mar 4, 2021
Instrument	2021-0186006
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10670 SANDY CREEK DR, SANTEE, CA 92071-5047

Mortgage

Document Number	0000186007
Date	Mar 10, 2021
Instrument	2021-0186007

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 9, 2019
Property Address	10670 SANDY CREEK DR, SANTEE, CA 92071-5047
Document Number	0000270166
Map Reference	MAP 16191
Instrument Date	Jul 1, 2019
Instrument	2019-0270166
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10870 SANDY CREEK DRIVE, SANTEE, CA 92071

Mortgage

Document Number	0000270167
Date	Jul 9, 2019
Instrument	2019-0270167

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 28, 2017
Property Address	10670 SANDY CREEK DR, SANTEE, CA 92071-5047
Document Number	0000551447
Map Reference	MAP16191
Instrument Date	Oct 2, 2017
Instrument	2017-0551447
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FNTG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10670 SANDY CREEK DR, SANTEE, CA 92071-5047

Mortgage

Document Number	0000551448
Date	Nov 28, 2017
Instrument	2017-0551448

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Santee City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Santee School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$913,914 (+2%) Land $429,413 Building $484,501
2025	$10,578.00 (+4.33%) Homeowner's exemption	$895,995 (+4.04%) Land $420,994 Building $475,001
2023	$10,139.00 (+0.7%) Homeowner's exemption	$861,205 Land $404,648 Building $456,557
2022	$10,069.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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