1068 Commonwealth Dr, Hardy, VA 24101 Property Records

Bedford County property record for 1068 Commonwealth Dr, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,944 sqft · built 2005
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,664 (2026)
Deeds & Mortgages	Apr 2021 Refinance Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`173 16 43`

Property Details

APN / Parcel Number

Primary APN	`173 16 43`
Alternative APNs	`90504179` `474649`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,944 sqft Living Area
1st Floor Area	1,706 sqft
Basement Area	1,706 sqft
Finished Basement	1,706 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	128 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1068 COMMONWEALTH DR
City	HARDY
State	VA
Zip	24101-3786
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VIRGINIA RIDGE LT 43 PB 40/231
Legal Subdivision	VIRGINIA RIDGE
Legal Lot Number	43
Jurisdiction	BEDFORD VA
Township / Civil Division	1
Census Block Group	2
Census Block	2011
Census Tract	30602

Owner

Source: Bedford County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1068 COMMONWEALTH DR, HARDY, VA 24101-3786
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION
Dec 4, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Jan 24, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 7, 2014
Transfer Doc	0000005636
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1068 COMMONWEALTH DR, HARDY, VA 24101-3786
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210005855
Date	Apr 20, 2021
Instrument	210005855

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	314 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1068 COMMONWEALTH DR, HARDY, VA 24101-3786
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190011515
Date	Dec 4, 2019
Instrument	190011515

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Apr 1, 2047

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1068 COMMONWEALTH DR, HARDY, VA 24101-3786
Transaction Type	Mortgage
Record Updated	Dec 19, 2018
Title Company	SURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170000692
Date	Jan 24, 2017
Instrument	170000692

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,664.00	$405,900 (+1%) Land $60,000 Building $345,900
2023	$1,664.00 Additional exemption filed	$202,950	$405,900 Land $60,000 Building $345,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: ZiTEL.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Commonwealth Dr

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