1059 Commonwealth Dr, Hardy, VA 24101 Property Records

Bedford County property record for 1059 Commonwealth Dr, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,813 sqft · built 2013
Lot Size	1.66 acres (72,310 sqft)
Owner	2 Company Names on Record
Last Sale	$264,900 (Jan 2021)
Tax Bill	$1,522 (2025)
Deeds & Mortgages	Oct 2025 Transfer Oct 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`173 16 7`

Property Details

APN / Parcel Number

Primary APN	`173 16 7`
Alternative APNs	`90504145` `470794`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,813 sqft Living Area
1st Floor Area	1,813 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	72,310 sqft (1.66 acres)
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1059 COMMONWEALTH DR
City	HARDY
State	VA
Zip	24101-3787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VIRGINIA RIDGE LOT 7 PB 40/231
Legal Subdivision	VIRGINIA RIDGE
Legal Lot Number	7
Jurisdiction	BEDFORD VA
Township / Civil Division	1
Census Block Group	2
Census Block	2002
Census Tract	30602

Owner

Source: Bedford County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1059 COMMONWEALTH DR, HARDY, VA 24101-3787
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Gift Deed, Transfer
Oct 8, 2025	Gift Deed, Transfer
Sep 21, 2018	Deed of Trust, Mortgage · Line of Credit U S BANK NATIONAL ASSOCIATION
Jan 8, 2021	Warranty Deed, Transfer PRIORITY TITLE AND SETTLEMENT LL, PRIORITY TITLE & SETTLEMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2021 · Amount on Record
Deed Sale	Jan 8, 2021 · Amount on Record
Prior Sale	Jan 13, 2014 · Amount on Record
Deed Document Number	2021371
Last Transfer Date	Jun 11, 2025
Transfer Doc	0000008715
Record Updated	Jun 8, 2026

October 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	BEDFORD VA
Recording Date	Oct 8, 2025
Property Address	1059 COMMONWEALTH DR, HARDY, VA 24101-3787
Document Number	0250008715
Instrument Date	Jun 11, 2025
Instrument	250008715
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1059 COMMONWEALTH DR, HARDY, VA 24101-3787

October 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	BEDFORD VA
Recording Date	Oct 8, 2025
Property Address	1059 COMMONWEALTH DR, HARDY, VA 24101-3787
Document Number	0250008715
Map Reference	MB 40 PG 231-234
Instrument Date	Jun 11, 2025
Instrument	250008715
Transaction Type	Transfer
Record Updated	Oct 28, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1059 COMMONWEALTH DR, HARDY, VA 24101-3787

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1059 COMMONWEALTH DR, HARDY, VA 24101-3787
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180008620
Date	Sep 21, 2018
Instrument	180008620

Lender

Name	U S BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 29, 2048

Interest

Rate Type	Adjustable Rate

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jan 8, 2021
Property Address	1059 COMMONWEALTH DR, HARDY, VA 24101-3787
Document Number	210000371
Instrument Date	Dec 16, 2020
Instrument	210000371
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	PRIORITY TITLE AND SETTLEMENT LL, PRIORITY TITLE & SETTLEMENT

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1059 COMMONWEALTH DR, HARDY, VA 24101-3787

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,522.00	$371,400 (+1%) Land $60,000 Building $311,400
2023	$1,522.00 Additional exemption filed	$185,700	$371,400 Land $60,000 Building $311,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: ZiTEL.

Cell Coverage

5G (outdoors only) and 4G LTE

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