1120 Commonwealth Dr, Hardy, VA 24101 Property Records

Bedford County property record for 1120 Commonwealth Dr, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,908 sqft · built 2004
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on File
Last Sale	$268,000 (Jun 2019)
Tax Bill	$1,515 (2023)
Deeds & Mortgages	Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`173 16 42`

Property Details

APN / Parcel Number

Primary APN	`173 16 42`
Alternative APNs	`90504178` `519044`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,908 sqft Living Area
Gross Area	3,360 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,094 sqft (1.15 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	170 sqft
Deck Area	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	519044
Street Address	1120 COMMONWEALTH DR
City	HARDY
State	VA
Zip	24101-3783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VIRGINIA RIDGE LT 42 PB 40/231
Legal Subdivision	VIRGINIA RIDGE
Legal Lot Number	42
Jurisdiction	BEDFORD VA
Township / Civil Division	1
Census Block Group	2
Census Block	2011
Census Tract	30602

Owner

1120 Commonwealth Dr is owned and occupied by an individual who bought it in June 2019.

Source: Bedford County records, as of August 14, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1120 COMMONWEALTH DR, HARDY, VA 24101-3783
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2019 · Amount on File
Deed Sale	Jun 28, 2019 · Amount on File
Deed Document Number	190005832
Record Updated	Jun 7, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jun 28, 2019
Property Address	1120 COMMONWEALTH DR, HARDY, VA 24101-3783
Document Number	190005832
Instrument Date	Jun 4, 2019
Instrument	190005832
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	ACQUISITION TITLE, ACQUISITION TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 COMMONWEALTH DR, HARDY, VA 24101-3783

Mortgage

Document Number	190005833
Date	Jun 28, 2019
Instrument	190005833

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,515.00 Additional exemption filed	$184,800	$369,600 Land $65,000 Building $304,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1120 Commonwealth Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1120 Commonwealth Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: ZiTEL.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Commonwealth Dr

Nearby Streets

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