Bedford County property record for 1035 Commonwealth Dr, Hardy, VA 24101
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.4 acres (104,544 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,660 (2026) |
| Deeds & Mortgages | May 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 173 16 6 |
| Primary APN | 173 16 6 |
|---|---|
| Alternative APNs |
|
| Lot Area | 104,544 sqft (2.4 acres) |
|---|
| Street Address | 1035 COMMONWEALTH DR |
|---|---|
| City | HARDY |
| State | VA |
| Zip | 24101-3787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VIRGINIA RIDGE LOT 6 PB 40/231 |
| Legal Subdivision | VIRGINIA RIDGE |
| Legal Lot Number | 6 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 30602 |
Source: Bedford County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1275 GATE LN, MONETA, VA 24121-5650 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1035 COMMONWEALTH DR, HARDY, VA 24101-3787 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0210007783 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 210007783 |
| Name | PINNACLE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,660.00 | $405,000 (+1%) Land $65,000 Building $340,000 | |
| 2023 | $1,660.00 Additional exemption filed | $202,500 | $405,000 Land $65,000 Building $340,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| ZiTEL Fiber | 960 / 960 |
May also be available: Glo Fiber.
5G (outdoors only) and 4G LTE
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