1065 Duchess Dr, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 1065 Duchess Dr, Mount Pleasant, NC 28124

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,354 sqft · built 1969
Lot Size	1 acres (43,645 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Jun 2024)
Tax Bill	$2,451 (2023)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08023A0004.000000`

Property Details

APN / Parcel Number

Primary APN	`08023A0004.000000`
Alternative APNs	`5660 64 9679` `132583` `90511`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,354 sqft Living Area
Gross Area	4,224 sqft
1st Floor Area	1,540 sqft
Upper Floors Area	814 sqft
Basement Area	814 sqft
Finished Basement	814 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,645 sqft (1 acres)
Lot Dimensions	215 ft deep x 203 ft wide
Garage Type	Mixed
Garage Area	1,024 sqft
Driveway	Concrete Driveway
Driveway Area	2,300 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	348 sqft
Deck Area	36 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	90511
Street Address	1065 DUCHESS DR
City	MOUNT PLEASANT
State	NC
Zip	28124-9003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LT 4 MOUNTAIN BROOK BLK A
Legal Subdivision	MOUNTAIN BROOK
Legal Block	A
Legal Lot Number	4
Jurisdiction	CABARRUS NC
Township / Civil Division	8, MOUNT PLEASANT
Census Block Group	1
Census Block	1025
Census Tract	41701

Owner

1065 Duchess Dr is owned and occupied by two individuals who bought it in June 2024.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1065 DUCHESS DR, MOUNT PLEASANT, NC 28124-9003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit SUMMIT CREDIT UNION
Aug 26, 2019	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2024 · Amount on File
Deed Sale	Jun 3, 2024 · Amount on File
Prior Sale	Aug 26, 2019 · Amount on File
Deed Document Number	202411269
Deed Book / Page	16955 / 325
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	Jun 15, 2026
Property Address	1065 DUCHESS DR, MOUNT PLEASANT, NC 28124-9003
Document Number	0000014087
Book / Page	18037 / 306
Instrument Date	Jun 10, 2026
Instrument	202614087
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1065 DUCHESS DR, MOUNT PLEASANT, NC 28124-9003

Mortgage

Document Number	0000014087,
Date	Jun 15, 2026
Book Page	18037/306
Instrument	202614087

Lender

Name	SUMMIT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2056

Interest

Rate	6.36%
Max Rate	-1%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 26, 2019
Property Address	1065 DUCHESS DR, MT PLEASANT, NC 28124-9003
Document Number	0013680198
Book / Page	13680 / 0198
Map Reference	MB 14 PG 16
Instrument Date	Aug 26, 2019
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$588.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 ALLMAN EXT, 1100, MOUNT PLEASANT, NC 28124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1065 DUCHESS DR, MOUNT PLEASANT, NC 28124-9003

Mortgage

Document Number	0013680200
Date	Aug 26, 2019
Instrument	13680/200

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$457,870 (-) Land $77,000 Building $380,870
2025		$457,870 Land $77,000 Building $380,870
2024			$457,870 (+60.27%) Land $77,000 Building $380,870
2023	$2,451.00	$285,680 Land $30,000 Building $255,680	$285,680 Land $30,000 Building $255,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1065 Duchess Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1065 Duchess Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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