1035 Duchess Dr, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 1035 Duchess Dr, Mount Pleasant, NC 28124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,626 sqft · built 2005
Lot Size	1.01 acres (44,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Oct 2022)
Tax Bill	$2,506 (2023)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08023A0003.000000`

Property Details

APN / Parcel Number

Primary APN	`08023A0003.000000`
Alternative APNs	`5660 74 0892` `110657` `78734`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,626 sqft Living Area
Gross Area	4,391 sqft
1st Floor Area	2,015 sqft
Upper Floors Area	611 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2009
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,100 sqft (1.01 acres)
Lot Dimensions	294 ft deep x 150 ft wide
Garage Type	Mixed
Garage Area	655 sqft
Driveway	Concrete Driveway
Driveway Area	2,190 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	510 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	110657
Street Address	1035 DUCHESS DR
City	MOUNT PLEASANT
State	NC
Zip	28124-9003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LT 3 MOUNTAIN BROOK BLK A
Legal Subdivision	MOUNTAIN BROOK
Legal Block	A
Legal Lot Number	3
Jurisdiction	CABARRUS NC
Township / Civil Division	8, MOUNT PLEASANT
Census Block Group	1
Census Block	1025
Census Tract	41701

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1035 DUCHESS DR, MOUNT PLEASANT, NC 28124-9003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2022 · Amount on Record
Deed Sale	Oct 3, 2022 · Amount on Record
Prior Sale	Nov 19, 2010 · Amount on Record
Deed Document Number	202229263
Deed Book / Page	16228 / 312
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 3, 2022
Property Address	1035 DUCHESS DR, MT PLEASANT, NC 28124-9003
Document Number	0016228312
Book / Page	16228 / 312
Map Reference	MB 12 PG 46
Instrument Date	Oct 3, 2022
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$930.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8651 LEE ST, 8651, MOUNT PLEASANT, NC 28124-9800

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 DUCHESS DR, MOUNT PLEASANT, NC 28124-9003

Mortgage

Document Number	0162280315
Date	Oct 3, 2022
Instrument	16228-0315

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1035 DUCHESS DR, MT PLEASANT, NC 28124-9003
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001411244
Date	Apr 13, 2020
Book Page	14112/44

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2040

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$467,970 (+60.24%) Land $77,000 Building $390,970
2024			$467,970 (+60.24%) Land $77,000 Building $390,970
2023	$2,506.00	$292,040 Land $30,000 Building $262,040	$292,040 Land $30,000 Building $262,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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