1090 Duchess Dr, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 1090 Duchess Dr, Mount Pleasant, NC 28124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,439 sqft · built 2006
Lot Size	0.288 acres (12,540 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Dec 2019)
Tax Bill	$2,599 (2023)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08023A0041.000000`

Property Details

APN / Parcel Number

Primary APN	`08023A0041.000000`
Alternative APNs	`5660 64 6665` `3067550`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,439 sqft Living Area
Gross Area	4,054 sqft
1st Floor Area	1,922 sqft
Upper Floors Area	517 sqft
Attic	Attic
Attic Area	517 sqft
Basement Area	364 sqft
Finished Basement	364 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,540 sqft (0.288 acres)
Lot Dimensions	190 ft deep x 66 ft wide
Garage Type	Mixed
Garage Area	644 sqft
Driveway	Concrete Driveway
Driveway Area	1,220 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	607 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3067550
Street Address	1090 DUCHESS DR
City	MOUNT PLEASANT
State	NC
Zip	28124-9003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	P/O LT 4 MOUNTAINBROOK BLK B
Legal Subdivision	MOUNTAIN BROOK
Legal Block	B
Legal Lot Number	4
Jurisdiction	CABARRUS NC
Township / Civil Division	8, MOUNT PLEASANT
Census Block Group	1
Census Block	1026
Census Tract	41701

Owner

1090 Duchess Dr is owned and occupied by two individuals who bought it in December 2019.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1090 DUCHESS DR, MOUNT PLEASANT, NC 28124-9003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 17, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2019 · Amount on File
Deed Sale	Dec 17, 2019 · Amount on File
Prior Sale	May 31, 2007 · Amount on File
Deed Book / Page	13901 / 287
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1090 DUCHESS DR, MT PLEASANT, NC 28124-9003
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001527423
Date	Jun 23, 2021
Book Page	15274/23

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Dec 17, 2019
Property Address	1090 DUCHESS DR, MT PLEASANT, NC 28124-9003
Document Number	0013901287
Book / Page	13901 / 0287
Map Reference	MB 14 PG 16
Instrument Date	Dec 17, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6796 NC HWY 73 E, 6796, MOUNT PLEASANT, NC 28124-9574

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1090 DUCHESS DR, MOUNT PLEASANT, NC 28124-9003

Mortgage

Document Number	0013901289
Date	Dec 17, 2019
Instrument	13901/289

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$469,280 Land $77,000 Building $392,280
2024			$469,280 (+54.95%) Land $77,000 Building $392,280
2023	$2,599.00	$302,860 Land $30,000 Building $272,860	$302,860 Land $30,000 Building $272,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1090 Duchess Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1090 Duchess Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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