985 Duchess Dr, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 985 Duchess Dr, Mount Pleasant, NC 28124 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,008 sqft · built 1972
Lot Size	1.02 acres (44,400 sqft)
Owner	2 Individual Names on File
Last Sale	$197,500 (Nov 2017)
Tax Bill	$2,460 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08023A0001.000000`

Property Details

APN / Parcel Number

Primary APN	`08023A0001.000000`
Alternative APNs	`5660 75 2103` `119399`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,008 sqft Living Area
Gross Area	2,814 sqft
1st Floor Area	2,008 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,400 sqft (1.02 acres)
Lot Dimensions	296 ft deep x 150 ft wide
Garage Type	Finished
Garage Area	600 sqft
Driveway	Concrete Driveway
Driveway Area	1,500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Deck Area	50 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	119399
Street Address	985 DUCHESS DR
City	MT PLEASANT
State	NC
Zip	28124-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 MOUNTAIN BROOK
Legal Subdivision	MOUNTAIN BROOK
Legal Lot Number	1
Jurisdiction	CABARRUS NC
Township / Civil Division	8, MOUNT PLEASANT
Census Block Group	1
Census Block	1025
Census Tract	41701

Owner

Source: Cabarrus County records · APN 08023A0001.000000

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	985 DUCHESS DR, MOUNT PLEASANT, NC 28124-9726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 05, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Nov 15, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU
Sep 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 15, 2017 · Amount on Record
Deed Sale	Nov 15, 2017 · Amount on Record
Prior Sale	Aug 26, 1993 · Amount on Record
Deed Document Number	201712765-0293
Deed Book / Page	12765 / 293
Prior Transfer Date	Aug 10, 2017
Prior Transfer Doc	1267570
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	985 DUCHESS DR, MT PLEASANT, NC 28124-9726
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001506158
Date	Apr 05, 2021
Book Page	15061/58

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 15, 2017
Property Address	985 DUCHESS DR, MT PLEASANT, NC 28124-9726
Document Number	0012765293
Book / Page	12765 / 0293
Map Reference	MB14 PG16
Instrument Date	Nov 15, 2017
Instrument	12765-0293
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 39, LEMON SPRINGS, NC 28355-0039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 DUCHESS DR, MOUNT PLEASANT, NC 28124-9726

Mortgage

Document Number	0127650296
Date	Nov 15, 2017
Instrument	12765-0296

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Change Frequency	5 Years
Min Rate At Change	3.75%
Index	5-Year CMT
Margin	2
Max Rate	9.75%

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Sep 14, 2017
Property Address	985 DUCHESS DR, MT PLEASANT, NC 28124-9726
Document Number	1267570
Book / Page	012675 / 000070
Instrument Date	Aug 10, 2017
Instrument	23889
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	985 DUCHESS DR MOUNT PLEASANT NC 281249726, MOUNT PLEASANT, NC 28124-9726

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,460.00 (+28.33%)	$358,660 (+60.5%) Land $77,000 Building $281,660
2024			$358,660 (+60.5%) Land $77,000 Building $281,660
2023	$1,917.00	$223,460 Land $30,000 Building $193,460	$223,460 Land $30,000 Building $193,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370250417011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 2,941 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 45 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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