Bay County property record for 10631 S Fork Loop, Panama City, FL 32404
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 2,198 sqft · built 2006 |
| Lot Size | 0.611 acres (26,615 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (May 2026) |
| Tax Bill | $1,780 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage May 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03811-628-000 |
| Primary APN | 03811-628-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,198 sqft Living Area |
| 1st Floor Area | 2,198 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 26,615 sqft (0.611 acres) |
| Lot Dimensions | 238 ft deep x 110 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 52 sqft |
| Deck Area | 352 sqft |
| Patio Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10631 S FORK LOOP |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-4890 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | BC16 |
| Legal Description | CREEK HOLLOW EST UNIT #3 201B LOT 66 ORB 4809 P 964 |
| Legal Range | 12W |
| Legal Township | 02S |
| Legal Section | 16 |
| Legal Subdivision | CREEK HOLLOW EST |
| Legal Lot Number | 66 |
| Legal Unit | 3 |
| Jurisdiction | BAY FL |
| Township / Civil Division | YOUNGSTOWN |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 302 |
10631 S Fork Loop, a mobile home, is owned by an individual who bought it in May 2026.
Source: Bay County records, as of June 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9010 N MCCANN RD, PANAMA CITY, FL 32409-2011 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Feb 27, 2024 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| May 11, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| May 11, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC |
| Sep 22, 2021 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2026 · Amount on File |
| Deed Sale | May 11, 2026 · Amount on File |
| Prior Sale | Jun 6, 2024 · Amount on File |
| Deed Document Number | 202628182 |
| Deed Book / Page | 5033 / 474 |
| Prior Transfer Date | Sep 14, 2025 |
| Prior Transfer Doc | 0000057241 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 10631 S FORK LOOP, PANAMA CITY, FL 32404-4890 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10631 S FORK LOOP, PANAMA CITY, FL 32404-4890 |
| Document Number | 0047770098 |
|---|---|
| Date | Feb 27, 2024 |
| Book Page | 4777/98 |
| Instrument | 2024010694 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 332 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 11, 2026 |
| Property Address | 10631 S FORK LOOP, PANAMA CITY, FL 32404-4890 |
| Document Number | 0000028182 |
| Book / Page | 5033 / 474 |
| Instrument Date | May 7, 2026 |
| Instrument | 202628182 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | SOUTH OAK TITLE LLC, SOUTH OAK TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $197,960.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9010 N MCCANN RD, SOUTHPORT, FL 32409-2011 |
| Document Number | 0000028183, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 202628183 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 11, 2026 |
| Property Address | 10631 S FORK LOOP, PANAMA CITY, FL 32404-4890 |
| Document Number | 0050330474 |
| Book / Page | 5033 / 474 |
| Instrument Date | May 7, 2026 |
| Instrument | 202628182 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | SOUTH OAK TITLE LLC, SOUTH OAK TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $197,960.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9010 N MCCANN RD, SOUTHPORT, FL 32409-2011 |
| Document Number | 0000028183, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 202628183 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 22, 2021 |
| Property Address | 10631 S FORK LOOP, PANAMA CITY, FL 32404-4890 |
| Document Number | 0044630992 |
| Book / Page | 4463 / 992 |
| Map Reference | MB 18 PG 35 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021072369 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2021 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,232.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10631 S FORK LOOP, 10631, PANAMA CITY, FL 32404-4890 |
| Name | Verified Name |
|---|---|
| Address | 1063 1 SOUTH FORK LOOP, PANAMA CITY, FL 32404 |
| Document Number | 4463994 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 4463/994 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,780.00 (-6.71%) | $143,928 (-7.14%) Land $28,718 Building $115,210 | |
| 2024 | $1,908.00 (-3.64%) | ||
| 2023 | $1,980.00 (+12.95%) | $154,998 (+4.47%) Land $21,383 Building $133,615 | $154,998 (+4.47%) Land $21,383 Building $133,615 |
| 2022 | $1,753.00 | $148,372 Land $20,512 Building $127,860 | $148,372 Land $20,512 Building $127,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10631 S Fork Loop in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
| Nearby Flood Claims | 10 (2014–2021) |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10631 S Fork Loop is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures