10642 S Fork Loop, Panama City, FL 32404 Property Records

Bay County property record for 10642 S Fork Loop, Panama City, FL 32404

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,160 sqft · built 2005
Lot Size	0.775 acres (33,759 sqft)
Owner	Individual Name on File
Last Sale	$3,500 (Jun 2023)
Deeds & Mortgages	Jun 2023 Sale Jun 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`03811-606-000`

Property Details

APN / Parcel Number

Primary APN	`03811-606-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,160 sqft Living Area
1st Floor Area	2,160 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	33,759 sqft (0.775 acres)
Lot Dimensions	290 ft deep x 134 ft wide
Garage Type	Carport
Carport	Carport
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10642 S FORK LOOP
City	PANAMA CITY
State	FL
Zip	32404-4882
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	BC16
Legal Description	CREEK HOLLOW EST UNIT #3 201B LOT 27 ORB 1549 P 1671 ORB 4303 P 1226 LESS TRI IN NW COR
Legal Range	12W
Legal Township	02S
Legal Section	16
Legal Subdivision	CREEK HOLLOW EST
Legal Lot Number	27
Legal Unit	3
Jurisdiction	BAY FL
Township / Civil Division	YOUNGSTOWN
Census Block Group	3
Census Block	3034
Census Tract	302

Owner

Source: Bay County assessment roll, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10642 S FORK LOOP, PANAMA CITY, FL 32404-4882
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 8, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 8, 2023 · Amount on Record
Deed Sale	Jun 8, 2023 · Amount on Record
Prior Sale	Jul 23, 2003 · Amount on Record
Deed Document Number	202335401
Deed Book / Page	4696 / 2295
Prior Transfer Date	Jun 1, 2023
Prior Transfer Doc	0000035401
Record Updated	Sep 20, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Jun 8, 2023
Property Address	10642 S FORK LOOP, PANAMA CITY, FL 32404-4882
Document Number	0046962295
Book / Page	4696 / 2295
Instrument Date	Jun 1, 2023
Instrument	2023035401
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Tax	$24.50
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10541 S FORK LOOP, PANAMA CITY, FL 32404-4884

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10541 S FORK LOOP, PANAMA CITY, FL 32404-4884

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Jun 8, 2023
Property Address	10642 S FORK LOOP, PANAMA CITY, FL 32404-4882
Document Number	0046962295
Book / Page	4696 / 2295
Instrument Date	Jun 1, 2023
Instrument	2023035401
Transaction Type	Transfer
Record Updated	Jan 31, 2024

Transaction

Amount	Amount Recorded
Tax	$24.50
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10541 S FORK LOOP, PANAMA CITY, FL 32404-4884

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10541 S FORK LOOP, PANAMA CITY, FL 32404-4884

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$52,301 (+5.99%)	$56,742 (+14.99%) Land $21,594 Building $35,148
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$49,347 (+16.44%) Land $16,078 Building $33,269	$49,347 (+16.44%) Land $16,078 Building $33,269
2022	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$42,381 Land $25,393 Building $16,988	$42,381 Land $25,393 Building $16,988

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	10 (2014–2021)
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Tropical Storm Fred, Aug 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Fork Loop

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