10621 S Fork Loop, Panama City, FL 32404 Property Records

Bay County property record for 10621 S Fork Loop, Panama City, FL 32404

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 2,052 sqft · built 2004
Lot Size0.666 acres (29,011 sqft)
OwnerIndividual Name on File
Last Sale$89,000 (Feb 2015)
Tax Bill$390 (2025)
Flood ZoneZone X (minimal risk)
APN03811-629-000

Property Details

APN / Parcel Number

Primary APN03811-629-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,052 sqft Heated Area
Gross Area2,984 sqft
1st Floor Area2,052 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Exterior MaterialAluminum/Vinyl
Construction TypeSteel Frame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area29,011 sqft (0.666 acres)
Lot Dimensions189 ft deep x 131 ft wide
Garage TypeCarport
Garage Area480 sqft
CarportCarport

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchPorch
Porch Area452 sqft
Deck Area144 sqft
Patio Area144 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address10621 S FORK LOOP
CityPANAMA CITY
StateFL
Zip32404-4890
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeBC16
Legal DescriptionCREEK HOLLOW EST UNIT #3 201B LOT 67 ORB 3677 P 860
Legal Range12W
Legal Township02S
Legal Section16
Legal SubdivisionCREEK HOLLOW ESTATE
Legal Lot Number67
Legal Unit3
JurisdictionBAY FL
Township / Civil DivisionYOUNGSTOWN
Census Block Group3
Census Block3037
Census Tract302

Owner

10621 S Fork Loop, a mobile home, is owned and occupied by an individual who bought it in February 2015.

Source: Bay County records, as of January 23, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address10621 S FORK LOOP, PANAMA CITY, FL 32404-4890
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 20, 2015 · Amount on File
Deed SaleFeb 20, 2015 · Amount on File
Prior SaleFeb 6, 2004 · Amount on File
Deed Document Number2015010282
Deed Book / Page3677 / 0860
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 10621 S Fork Loop was $390 with a homeowner's exemption.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$390.00 Homeowner's exemption$65,214$68,426 Land $32,033 Building $36,393
2023$184.00 (+52.07%) Homeowner's exemption$36,564 (+3%)$37,895 (+6.75%) Land $23,851 Building $14,044
2022$121.00 Homeowner's exemption$35,499 Land $22,880 Building $12,619$35,499 Land $22,880 Building $12,619

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10621 S Fork Loop in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 81 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies81 in force
Nearby Flood Claims10 (2014–2021)
Most Recent ClaimAug 2021 · Tropical Storm Fred
Claims by Event
  • Tropical Storm Fred, Aug 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10621 S Fork Loop is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAY COUNTY WATER SYSTEM
serves 40,848 people · EPA ID FL1030050
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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