10626 S Fork Loop, Panama City, FL 32404 Property Records

Bay County property record for 10626 S Fork Loop, Panama City, FL 32404

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,780 sqft · built 2005
Lot Size	0.533 acres (23,261 sqft)
Owner	Owner Name on Record
Last Sale	$17,500 (Feb 2005)
Tax Bill	$312 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03811-610-000`

Property Details

APN / Parcel Number

Primary APN	`03811-610-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,780 sqft Heated Area
Gross Area	1,929 sqft
1st Floor Area	1,780 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	23,261 sqft (0.533 acres)
Lot Dimensions	224 ft deep x 90 ft wide

Exterior Amenities

Porch	Porch
Porch Area	149 sqft
Deck Area	168 sqft
Patio Area	168 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	10626 S FORK LOOP
City	PANAMA CITY
State	FL
Zip	32404-4882
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	BC16
Legal Description	CREEK HOLLOW EST UNIT #3 201B LOT 31 ORB 1549 P 1671 ORB 2539 P 565
Legal Range	12W
Legal Township	02S
Legal Section	16
Legal Subdivision	CREEK HOLLOW ESTATE
Legal Lot Number	31
Legal Unit	3
Jurisdiction	BAY FL
Township / Civil Division	YOUNGSTOWN
Census Block Group	3
Census Block	3034
Census Tract	302

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on Record
Mailing Address	10626 S FORK LOOP, PANAMA CITY, FL 32404-4882
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2005 · Amount on Record
Deed Sale	Feb 25, 2005 · Amount on Record
Prior Sale	Dec 15, 2004 · Amount on Record
Deed Document Number	2005-014672
Deed Book / Page	2569 / 0873
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	10626 S FORK LOOP, PANAMA CITY, FL 32404-4882
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10626 S FORK LOOP, PANAMA CITY, FL 32404-4882

Mortgage

Document Number	0045371047
Date	Mar 16, 2022
Book Page	4537/1047
Instrument	2022019434

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$312.00 (-4%) Homeowner's exemption	$50,682 (+5.99%)	$56,433 (+18.01%) Land $27,697 Building $28,736
2023	$325.00 (+7.26%) Homeowner's exemption	$47,819 (-0.09%) Land $20,622 Building $27,197	$47,819 (-0.09%) Land $20,622 Building $27,197
2022	$303.00 Homeowner's exemption	$47,862 Land $19,783 Building $28,079	$47,862 Land $19,783 Building $28,079

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	10 (2014–2021)
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Tropical Storm Fred, Aug 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35