Bay County property record for 10606 S Fork Loop, Panama City, FL 32404
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 2022 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $228,500 (Jun 2025) |
| Tax Bill | $1,150 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Jun 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03811-615-000 |
| Primary APN | 03811-615-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,512 sqft Heated Area |
| 1st Floor Area | 2,280 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,087 sqft (0.53 acres) |
| Lot Dimensions | 220 ft deep x 105 ft wide |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 10606 S FORK LOOP |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-4882 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | BC16 |
| Legal Description | CREEK HOLLOW EST UNIT #3 201B LOT 36 ORB 1549 P 1671 |
| Legal Range | 12W |
| Legal Township | 02S |
| Legal Section | 16 |
| Legal Subdivision | CREEK HOLLOW ESTATE |
| Legal Lot Number | 36 |
| Legal Unit | 3 |
| Jurisdiction | BAY FL |
| Township / Civil Division | YOUNGSTOWN |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 302 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10606 S FORK LOOP, PANAMA CITY, FL 32404-4882 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 4, 2023 | Deed of Trust, Mortgage · Line of Credit COMMUNITY SOUTH CU |
| Jun 3, 2022 | Special Warranty Deed, Transfer BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Jun 22, 2021 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2025 · Amount on Record |
| Deed Sale | Jun 19, 2025 · Amount on Record |
| Prior Sale | Jun 3, 2022 · Amount on Record |
| Deed Document Number | 2025034518 |
| Deed Book / Page | 4924 / 1158 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 10606 S FORK LOOP, PANAMA CITY, FL 32404-4882 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1115, LYNN HAVEN, FL 32444-1115 |
| Document Number | 0046450718 |
|---|---|
| Date | Jan 4, 2023 |
| Book Page | 4645/718 |
| Instrument | 2023000266 |
| Name | COMMUNITY SOUTH CU |
|---|---|
| Type | Credit Union |
| Address | CHIPLEY, FL 32428 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Dec 28, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jun 3, 2022 |
| Property Address | 10606 S FORK LOOP, PANAMA CITY, FL 32404-4882 |
| Document Number | 0045720874 |
| Book / Page | 4572 / 874 |
| Map Reference | MB 18 PG 35&36 |
| Instrument Date | May 25, 2022 |
| Instrument | 2022042253 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $139.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 HOME CAMPUS, DES MOINES, IA 50328-0001 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4098 STILLWATER DR, CHIPLEY, FL 32428-3554 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jun 22, 2021 |
| Property Address | 10606 S FORK LOOP, PANAMA CITY, FL 32404-4882 |
| Document Number | 0044230918 |
| Book / Page | 4423 / 918 |
| Map Reference | MB 18 PG 35&36 |
| Instrument Date | Jun 22, 2021 |
| Instrument | 2021047207 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 15, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $88.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,150.00 (+2.86%) Homeowner's exemption | $132,643 (+5.99%) | $134,951 (+7.83%) Land $26,438 Building $108,513 |
| 2023 | $1,118.00 (+354.47%) Homeowner's exemption | $125,150 (+485.25%) Land $19,685 Building $105,465 | $125,150 (+485.25%) Land $19,685 Building $105,465 |
| 2022 | $246.00 | $21,384 Land $18,884 Building $2,500 | $21,384 Land $18,884 Building $2,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
| Nearby Flood Claims | 10 (2014–2021) |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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