10605 Elder Ln, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 10605 Elder Ln, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,513 sqft · built 2000
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Tax Bill	$4,152 (2025)
Deeds & Mortgages	Feb 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`21277702090000`

Property Details

APN / Parcel Number

Primary APN	`21277702090000`
Alternative APNs	`277702090000` `00002329`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,513 sqft Finished Area
Basement Area	1,453 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	539 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00002329
Street Address	10605 ELDER LN
City	PROSPECT
State	KY
Zip	40059-8500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDEN
Legal Description	.35 AC GLENOAKS SUB SEC 4A
Legal Subdivision	GLENOAKS SUB
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	4
Census Block	4003
Census Tract	10313

Owner

Source: Louisville/Jefferson County Metro Government records · APN 21277702090000

Assessment roll updated December 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10605 ELDER LN, PROSPECT, KY 40059-8500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 30, 2026
Transfer Doc	0000012612
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON KY
Recording Date	Feb 02, 2026
Property Address	10605 ELDER LN, PROSPECT, KY 40059-8500
Document Number	0000012612
Book / Page	D 13252 / 891
Map Reference	MB 41 PG 30
Instrument Date	Jan 30, 2026
Instrument	2026012612
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4216 TEVOLI CT, LOUISVILLE, KY 40242

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10605 ELDER LN, PROSPECT, KY 40059-8500

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government records · Assessment roll updated December 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,152.00 (-3.62%)	$372,050 (-) Land $85,000 Building $287,050
2024			$372,050 (-) Land $85,000 Building $287,050
2023	$4,308.00 (-0.35%)	$372,050 (-) Land $85,000 Building $287,050	$372,050 (-) Land $85,000 Building $287,050
2022	$4,323.00	$372,050 Land $85,000 Building $287,050	$372,050 Land $85,000 Building $287,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 26, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 237 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.