10606 Elder Ln, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 10606 Elder Ln, Prospect, KY 40059 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,253 sqft · built 2001
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$306,500 (Nov 2015)
Tax Bill	$4,063 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21277702160000`

Property Details

APN / Parcel Number

Primary APN	`21277702160000`
Alternative APNs	`277702160000` `00002363`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,253 sqft Finished Area
Basement Area	1,469 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces
Deck Area	321 sqft
Patio Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00002363
Street Address	10606 ELDER LN
City	PROSPECT
State	KY
Zip	40059-8500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 216 GLENOAKS SUBDIVISION, SEC. 4A, PB. 41, PG. 30, 0.3000 AC +/-
Legal Subdivision	GLENOAKS SUB
Legal Lot Number	216
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	4
Census Block	4004
Census Tract	10313

Owner

Source: Louisville/Jefferson County Metro Government records · APN 21277702160000

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10606 ELDER LN, PROSPECT, KY 40059-8500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 24, 2015 · Amount on Record
Deed Sale	Nov 24, 2015 · Amount on Record
Deed Document Number	0010505405
Deed Book / Page	10505 / 405
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	10606 ELDER LN, PROSPECT, KY 40059-8500
Document Number	0167300748
Instrument Date	Aug 04, 2020
Transaction Type	Mortgage
Record Updated	Sep 03, 2020
Title Company	AGENCY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10606 ELDER LN PROSPECT KY 400598500, PROSPECT, KY 40059-8500

Mortgage

Document Number	0167300748
Date	Aug 13, 2020
Book Page	016730/000748
Instrument	163747

Lender

Name	COMMONWEALTH BK
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 12, 2035

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,063.00 (-3.63%)	$364,140 (-) Land $83,300 Building $280,840
2024			$364,140 (-) Land $83,300 Building $280,840
2023	$4,216.00 (-0.35%)	$364,140 (-) Land $83,300 Building $280,840	$364,140 (-) Land $83,300 Building $280,840
2022	$4,231.00	$364,140 Land $83,300 Building $280,840	$364,140 Land $83,300 Building $280,840

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisville/Jefferson County Metro Government (21111C), updated January 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 237 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.