10600 Elder Ln, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 10600 Elder Ln, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,763 sqft · built 1999
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$475,840 (Jul 2000)
Tax Bill	$4,597 (2025)
Deeds & Mortgages	Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21277702130000`

Property Details

APN / Parcel Number

Primary APN	`21277702130000`
Alternative APNs	`277702130000` `00002310`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,763 sqft Finished Area
Basement Area	1,941 sqft
Finished Basement	776 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	685 sqft
Parking Spaces	2 Parking Spaces
Deck Area	288 sqft
Patio Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00002310
Street Address	10600 ELDER LN
City	PROSPECT
State	KY
Zip	40059-8500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	.40 AC GLENOAKS SUB SEC 4A
Legal Subdivision	GLENOAKS SUB
Legal Lot Number	213
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	4
Census Block	4004
Census Tract	10313

Owner

Source: Louisville/Jefferson County Metro Government assessment roll, APN 21277702130000, as of April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10600 ELDER LN, PROSPECT, KY 40059-8500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 05, 2000 · Amount on Record
Deed Sale	Jul 05, 2000 · Amount on Record
Deed Document Number	0007475478
Record Updated	Jun 08, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	10600 ELDER LN, PROSPECT, KY 40059-8500
Document Number	0154000417
Book / Page	015400 / 000417
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Feb 12, 2018
Title Company	MATTINGLY-FORD TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10600 ELDER LN PROSPECT KY 400598500, PROSPECT, KY 40059-8500

Mortgage

Document Number	0154000417
Date	Feb 01, 2018
Book Page	015400/000417
Instrument	26637

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2048

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll as of April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,597.00 (-4.27%) Homeowner's exemption	$461,060 (-) Land $86,700 Building $374,360
2024			$461,060 (-) Land $86,700 Building $374,360
2023	$4,802.00 (-10.36%)	$461,060 (-) Land $86,700 Building $374,360	$461,060 (-) Land $86,700 Building $374,360
2022	$5,357.00	$461,060 Land $86,700 Building $374,360	$461,060 Land $86,700 Building $374,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisville/Jefferson County Metro Government (21111C), as of January 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 237 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0560258, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.