10512 Elder Ln, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 10512 Elder Ln, Prospect, KY 40059

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,600 sqft · built 1996
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$653,000 (Mar 2024)
Tax Bill	$7,287 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21277702120000`

Property Details

APN / Parcel Number

Primary APN	`21277702120000`
Alternative APNs	`277702120000` `08401134`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,600 sqft Finished Area
Basement Area	2,414 sqft
Finished Basement	1,100 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	994 sqft
Parking Spaces	4 Parking Spaces
Deck Area	150 sqft
Patio Area	61 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	08401134
Street Address	10512 ELDER LN
City	PROSPECT
State	KY
Zip	40059-9599
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDENTIAL SINGLE FAM
Legal Description	.50 AC LOT 212 GLENOAKS SUB SEC 4A PB 41 PG 30
Legal Subdivision	GLENOAKS SUB
Legal Lot Number	212
Jurisdiction	JEFFERSON KY
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	4
Census Block	4004
Census Tract	10313

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10512 ELDER LN, PROSPECT, KY 40059-9599
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2024 · Amount on Record
Deed Sale	Mar 13, 2024 · Amount on Record
Deed Document Number	0000127996
Deed Book / Page	12799 / 6
Record Updated	Jun 8, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Mar 13, 2024
Property Address	10512 ELDER LN, PROSPECT, KY 40059-9599
Document Number	0000037245
Book / Page	D 12799 / 6
Map Reference	MB 41 PG 30
Instrument Date	Mar 4, 2024
Instrument	2024037245
Transaction Type	Transfer
Record Updated	Mar 20, 2024
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$653.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7609 DUDLEY GARDEN WAY, LOUISVILLE, KY 40222-4311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10512 ELDER LN, PROSPECT, KY 40059-9599

Mortgage

Document Number	0000037246
Date	Mar 13, 2024
Instrument	2024037246

Lender

Name	STATEWIDE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,287.00 (+28.65%)	$653,000 (+21.94%) Land $110,500 Building $542,500
2024			$653,000 (+21.94%) Land $110,500 Building $542,500
2023	$5,664.00 (-1.53%) Homeowner's exemption	$535,520 (-) Land $110,500 Building $425,020	$535,520 (-) Land $110,500 Building $425,020
2022	$5,752.00 Homeowner's exemption	$535,520 Land $110,500 Building $425,020	$535,520 Land $110,500 Building $425,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20