106 Willow Dr, Guyton, GA 31312 Property Records

Effingham County property record for 106 Willow Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,373 sqft · built 2006
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$269,900 (Feb 2026)
Tax Bill	$3,800 (2025)
Deeds & Mortgages	Jun 2006 Mortgage Sep 2008 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0394B-007-000`

Property Details

APN / Parcel Number

Primary APN	`0394B-007-000`
Alternative APNs	`0394B007` `11751`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,373 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	34 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11751
Old Parcel Number	0394B007
Street Address	106 WILLOW DR
City	GUYTON
State	GA
Zip	31312-5631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.20 AC LOT 7 OUT 394-7
Legal Subdivision	TIMBERLAKE
Legal Lot Number	7
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	4
Census Block	4007
Census Tract	30301

Owner

Source: Effingham County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	106 WILLOW DR, GUYTON, GA 31312-5631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2006	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK
Sep 25, 2008	Deed of Trust, Mortgage · Conventional Mortgage FIRST EFFINGHAM BANK
Feb 3, 2026	Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE OF THE CAROLINAS
Jan 26, 2010	Deed, Transfer
Sep 24, 2008	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2026 · Amount on Record
Deed Sale	Feb 3, 2026 · Amount on Record
Prior Sale	Jan 26, 2010
Deed Document Number	0000302228
Deed Book / Page	3022 / 28
Record Updated	Jun 8, 2026

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	106 WILLOW DR, GUYTON, GA 31312-5631
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001471/459
Date	Jun 22, 2006
Book Page	1471/459

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jul 1, 2009

September 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	106 WILLOW DR, GUYTON, GA 31312-5631
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001791/173
Date	Sep 25, 2008
Book Page	1791/173

Lender

Name	FIRST EFFINGHAM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Oct 1, 2011

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 3, 2026
Property Address	106 WILLOW DR, GUYTON, GA 31312-5631
Document Number	0003022/28
Book / Page	3022 / 28
Instrument Date	Feb 2, 2026
Transaction Type	Transfer
Record Updated	Mar 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 WILLOW DR, GUYTON, GA 31312-5631

Mortgage

Document Number	0000302230
Date	Feb 3, 2026
Instrument	3022/30

Lender

Name	TOWNE MORTGAGE OF THE CAROLINAS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2056

January 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 26, 2010
Property Address	106 WILLOW DR, GUYTON, GA 31312-5631
Document Number	001912/323
Book / Page	1912 / 323
Instrument Date	Dec 30, 2009
Instrument	051-2010-000074
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	86 COLUMBIA DR, POOLER, GA 31322-8504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 COLUMBIA DR, POOLER, GA 31322-8504
Investor	Possibly a Property Investor

September 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Sep 24, 2008
Property Address	106 WILLOW DR, GUYTON, GA 31312-5631
Document Number	001792/307
Book / Page	1792 / 307
Instrument Date	Sep 24, 2008
Instrument	2008-002053
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 COLUMBIA DR, POOLER, GA 31322-8504
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,800.00 (+16.21%)	$111,660 (+9.35%) Land $22,800 Building $88,860	$279,149 (+9.35%) Land $57,000 Building $222,149
2024	$3,270.00 (+20.84%)	$102,112 (+16.27%) Land $22,800 Building $79,312	$255,281 (+16.27%) Land $57,000 Building $198,281
2023	$2,706.00 (+9.42%)	$87,825 (+18.67%) Land $22,000 Building $65,825	$219,563 (+18.67%) Land $55,000 Building $164,563
2022	$2,473.00	$74,009 Land $17,040 Building $56,969	$185,023 Land $42,600 Building $142,423

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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