109 Willow Dr, Guyton, GA 31312 Property Records

Effingham County property record for 109 Willow Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,031 sqft · built 2007
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,000 (Apr 2020)
Tax Bill	$3,472 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0394B-010-000`

Property Details

APN / Parcel Number

Primary APN	`0394B-010-000`
Alternative APNs	`0394B010` `11754`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,031 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11754
Street Address	109 WILLOW DR
City	GUYTON
State	GA
Zip	31312-5632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	.20 AC LOT 10 (OUT 394-7)
Legal Subdivision	TIMBERLAKE
Legal Lot Number	10
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	4
Census Block	4006
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 WILLOW DR, GUYTON, GA 31312-5632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2020 · Amount on Record
Deed Sale	Apr 13, 2020 · Amount on Record
Prior Sale	Aug 10, 2007 · Amount on Record
Deed Document Number	2020973
Deed Book / Page	2585 / 652
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Apr 13, 2020
Property Address	109 WILLOW DR, GUYTON, GA 31312-5632
Document Number	002585/652
Book / Page	2585 / 652
Instrument Date	Apr 13, 2020
Instrument	2020-000973
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 WILLOW DR, GUYTON, GA 31312-5632

Mortgage

Document Number	0000002585/0000000654
Date	Apr 14, 2020
Book Page	0000002585/0000000654
Instrument	003428

Lender

Name	BROKER SOLUTIONS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,904 (+6.7%) Land $22,800 Building $85,104	$269,761 (+6.7%) Land $57,000 Building $212,761
2025	$3,472.00 (+16.39%)	$101,132 (+9.83%) Land $22,800 Building $78,332	$252,829 (+9.83%) Land $57,000 Building $195,829
2024	$2,983.00 (+25.92%)	$92,078 (+22.27%) Land $22,800 Building $69,278	$230,196 (+22.27%) Land $57,000 Building $173,196
2023	$2,369.00 (+9.42%)	$75,309 (+19.01%) Land $22,000 Building $53,309	$188,273 (+19.01%) Land $55,000 Building $133,273
2022	$2,165.00	$63,281 Land $17,040 Building $46,241	$158,203 Land $42,600 Building $115,603

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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