Lake County property record for 106 Spring Arbor Ln, Lady Lake, FL 32159
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,754 sqft · built 2001 |
| Lot Size | 0.259 acres (11,324 sqft) |
| Owner | Individual Name on File |
| Last Sale | $178,000 (Oct 2017) |
| Tax Bill | $2,435 (2024) |
| Deeds & Mortgages | Jan 2021 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-18-24-1900-000-04300 |
| Primary APN | 18-18-24-1900-000-04300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,754 sqft Living Area |
| 1st Floor Area | 1,754 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Asbestos |
| Construction Type | Steel Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 11,324 sqft (0.259 acres) |
| Garage Type | Finished |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 156 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 3783867 |
|---|---|
| Street Address | 106 SPRING ARBOR LN |
| City | LADY LAKE |
| State | FL |
| Zip | 32159-4232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LADY LAKE SPRING ARBOR VILLAGE SUB LOT 43 PB 40 PGS 92-93 ORB 5011 PG 408 |
| Legal Range | 24E |
| Legal Township | 18S |
| Legal Section | 18 |
| Legal Subdivision | LADY LAKE |
| Legal Tract | 1900 |
| Legal Lot Number | 43 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | FRUITLAND PARK-LADY LAKE |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 30408 |
106 Spring Arbor Ln is owned and occupied by an individual who bought it in October 2017.
Source: Lake County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 106 SPRING ARBOR LN, LADY LAKE, FL 32159-4232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 11, 2017 | Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2017 · Amount on File |
| Deed Sale | Oct 11, 2017 · Amount on File |
| Prior Sale | Jun 19, 2012 · Amount on File |
| Deed Document Number | 2017107893 |
| Deed Book / Page | 5011 / 0408 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 106 SPRING ARBOR LN, LADY LAKE, FL 32159-4232 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 106 SPRING ARBOR LN, LADY LAKE, FL 32159-4232 |
| Document Number | 0056300780 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 5630/780 |
| Instrument | 2021012122 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Oct 11, 2017 |
| Property Address | 106 SPRING ARBOR LN, LADY LAKE, FL 32159-4232 |
| Document Number | 0050110408 |
| Book / Page | 5011 / 0408 |
| Map Reference | MB 40 PG 92 |
| Instrument Date | Oct 6, 2017 |
| Instrument | 2017107893 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | FREEDOM TITLE & ESCROW COMPA |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,246.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8898 SE 158TH PL, 8898, SUMMERFIELD, FL 34491-9624 |
| Name | Verified Name |
|---|---|
| Address | 106 SPRING ARBOR LN, LADY LAKE, FL 32159-4232 |
| Document Number | 2017107894 |
|---|---|
| Date | Oct 11, 2017 |
| Instrument | 2017107894 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Lady Lake Town |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $176,440 Land $75,000 Building $101,440 | $288,022 Land $75,000 Building $213,022 | |
| 2024 | $2,435.00 (+5.59%) | ||
| 2023 | $2,306.00 (+1.23%) Homeowner's exemption | $166,480 (+2.99%) | $280,421 (+10.33%) Land $75,000 Building $205,421 |
| 2022 | $2,278.00 Homeowner's exemption | $161,640 | $254,171 Land $48,750 Building $205,421 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 106 Spring Arbor Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 106 Spring Arbor Ln is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | VILLAGE WATER |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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