Lake County property record for 102 Spring Arbor Ln, Lady Lake, FL 32159
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,527 sqft · built 2001 |
| Lot Size | 0.286 acres (12,456 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $266,000 (Aug 2023) |
| Tax Bill | $4,454 (2024) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Nov 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-18-24-1900-000-04500 |
| Primary APN | 18-18-24-1900-000-04500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,527 sqft Living Area |
| Gross Area | 1,967 sqft |
| 1st Floor Area | 1,392 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 12,456 sqft (0.286 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 247 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 3783869 |
|---|---|
| Street Address | 102 SPRING ARBOR LN |
| City | LADY LAKE |
| State | FL |
| Zip | 32159-4232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX8 |
| Legal Description | LADY LAKE SPRING ARBOR VILLAGE SUB LOT 45 PB 40 PGS 92-93 ORB 6195 PG 2015 |
| Legal Range | 24E |
| Legal Township | 18S |
| Legal Section | 18 |
| Legal Subdivision | LADY LAKE SPRING ARBOR VILLAGE SUB |
| Legal Tract | 1900 |
| Legal Lot Number | 45 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | FRUITLAND PARK-LADY LAKE |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 30408 |
Source: Lake County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 102 SPRING ARBOR LN, LADY LAKE, FL 32159-4232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Aug 16, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 17, 2022 | Warranty Deed, Transfer OS NATIONAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2023 · Amount on Record |
| Deed Sale | Aug 16, 2023 · Amount on Record |
| Prior Sale | Nov 17, 2022 · Amount on Record |
| Deed Document Number | 2023100146 |
| Deed Book / Page | 6195 / 2015 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Aug 16, 2023 |
| Property Address | 102 SPRING ARBOR LN, LADY LAKE, FL 32159-4232 |
| Document Number | 0061952015 |
| Book / Page | 6195 / 2015 |
| Map Reference | MB 40 PG 92&93 |
| Instrument Date | Aug 14, 2023 |
| Instrument | 2023100146 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2023 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,862.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094 |
| Name | Verified Name |
|---|---|
| Address | 102 SPRING ARBOR LN, LADY LAKE, FL 32159-4232 |
| Document Number | 0061952017 |
|---|---|
| Date | Aug 16, 2023 |
| Instrument | 6195/2017 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Nov 17, 2022 |
| Property Address | 102 SPRING ARBOR LN, LADY LAKE, FL 32159-4232 |
| Document Number | 0060532009 |
| Book / Page | 6053 / 2009 |
| Map Reference | MB 40 PG 92 |
| Instrument Date | Nov 8, 2022 |
| Instrument | 2022149567 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,819.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 307 LODGE PL, LADY LAKE, FL 32162-8676 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOFF SDALC RD #1600 # 1600, 1600, TEMPE, AZ 85281 |
| Investor | Possibly a Property Investor |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Lady Lake Town |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $256,011 (-) Land $75,000 Building $181,011 | $256,011 (-) Land $75,000 Building $181,011 | |
| 2025 | $256,011 (+2.52%) Land $75,000 Building $181,011 | $256,011 (+2.52%) Land $75,000 Building $181,011 | |
| 2024 | $4,454.00 (+4.6%) | ||
| 2023 | $4,258.00 (+140.97%) | $249,729 (+91.83%) | $249,729 (+11.75%) Land $75,000 Building $174,729 |
| 2022 | $1,767.00 Homeowner's exemption | $130,180 | $223,479 Land $48,750 Building $174,729 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | VILLAGE WATER |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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