Lake County property record for 118 Spring Arbor Ln, Lady Lake, FL 32159
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,392 sqft · built 1999 |
| Lot Size | 0.257 acres (11,231 sqft) |
| Owner | Trust Name on File |
| Last Sale | $280,000 (Jun 2022) |
| Tax Bill | $1,736 (2024) |
| Deeds & Mortgages | Aug 2022 Transfer Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-18-24-1900-000-03700 |
| Primary APN | 18-18-24-1900-000-03700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| 1st Floor Area | 1,392 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Asbestos |
| Construction Type | Steel Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 11,231 sqft (0.257 acres) |
| Garage Type | Finished |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 231 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3783607 |
|---|---|
| Street Address | 118 SPRING ARBOR LN |
| City | LADY LAKE |
| State | FL |
| Zip | 32159-4233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LADY LAKE SPRING ARBOR VILLAGE SUB LOT 37 PB 40 PGS 92-93 ORB 5973 PG 1677 ORB 6014 PG 491 |
| Legal Range | 24E |
| Legal Township | 18S |
| Legal Section | 18 |
| Legal Subdivision | LADY LAKE |
| Legal Tract | 1900 |
| Legal Lot Number | 37 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | FRUITLAND PARK-LADY LAKE |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 30408 |
118 Spring Arbor Ln is owner-occupied and held in a trust since August 2022.
Source: Lake County records, as of December 15, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 118 SPRING ARBOR LN, LADY LAKE, FL 32159-4233 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2022 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Jun 13, 2022 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Sep 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2022 · Amount on File |
| Deed Sale | Jun 13, 2022 · Amount on File |
| Prior Sale | Jun 13, 2022 · Amount on File |
| Deed Document Number | 0059731677 |
| Deed Book / Page | 5973 / 1677 |
| Last Transfer Date | Aug 25, 2022 |
| Transfer Doc | 0060140491 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Aug 25, 2022 |
| Property Address | 118 SPRING ARBOR LN, LADY LAKE, FL 32159-4233 |
| Document Number | 0060140491 |
| Book / Page | 6014 / 491 |
| Map Reference | MB 40 PG 92 |
| Instrument Date | Aug 1, 2022 |
| Instrument | 2022115464 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 118 SPRING ARBOR LN, LADY LAKE, FL 32159-4233 |
| Name | Verified Name |
|---|---|
| Address | 118 SPRING ARBOR LN, LADY LAKE, FL 32159-4233 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jun 13, 2022 |
| Property Address | 118 SPRING ARBOR LN, LADY LAKE, FL 32159-4233 |
| Document Number | 0059731677 |
| Book / Page | 5973 / 1677 |
| Map Reference | MB 40 PG 92 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 2022081440 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3520 THORNE PATH, OXFORD, FL 34484-3578 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 118 SPRING ARBOR LN, LADY LAKE, FL 32159-4233 |
| Document Number | 0059731678 |
|---|---|
| Date | Jun 13, 2022 |
| Instrument | 5973/1678 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 9, 2021 |
| Property Address | 118 SPRING ARBOR LN, LADY LAKE, FL 32159-4233 |
| Document Number | 0057901563 |
| Book / Page | 5790 / 1563 |
| Map Reference | MB 40 PG 92 |
| Instrument Date | Sep 7, 2021 |
| Instrument | 2021124409 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | PENINSULA LAND & TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,610.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 710 OAK LN, LADY LAKE, FL 32159-3016 |
| Name | Verified Name |
|---|---|
| Address | 118 SPRING ARBOR LN, THE VILLAGES, FL 32159-4233 |
| Document Number | 0057901564 |
|---|---|
| Date | Sep 9, 2021 |
| Book Page | 5790/1564 |
| Instrument | 2021124410 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Lady Lake Town |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $132,170 Land $75,000 Building $57,170 | $255,826 Land $75,000 Building $180,826 | |
| 2024 | $1,736.00 (+5.53%) | ||
| 2023 | $1,645.00 (-58.2%) Homeowner's exemption | $124,715 (-44.15%) | $249,545 (+11.76%) Land $75,000 Building $174,545 |
| 2022 | $3,935.00 | $223,295 | $223,295 Land $48,750 Building $174,545 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 118 Spring Arbor Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Spring Arbor Ln is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | VILLAGE WATER |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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