Lake County property record for 104 Spring Arbor Ln, Lady Lake, FL 32159
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,246 sqft · built 2003 |
| Lot Size | 0.258 acres (11,272 sqft) |
| Owner | Individual Name on File |
| Last Sale | $243,000 (Sep 2021) |
| Tax Bill | $4,189 (2024) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-18-24-1900-000-04400 |
| Primary APN | 18-18-24-1900-000-04400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,246 sqft Living Area |
| 1st Floor Area | 1,246 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Asbestos |
| Construction Type | Steel Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 11,272 sqft (0.258 acres) |
| Garage Type | Finished |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 281 sqft |
| Patio Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 3783868 |
|---|---|
| Street Address | 104 SPRING ARBOR LN |
| City | LADY LAKE |
| State | FL |
| Zip | 32159-4232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LADY LAKE SPRING ARBOR VILLAGE SUB LOT 44 PB 40 PGS 92-93 ORB 5788 PG 1564 |
| Legal Range | 24E |
| Legal Township | 18S |
| Legal Section | 18 |
| Legal Subdivision | LADY LAKE |
| Legal Tract | 1900 |
| Legal Lot Number | 44 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | FRUITLAND PARK-LADY LAKE |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 30408 |
104 Spring Arbor Ln is owned by an individual who bought it in September 2021.
Source: Lake County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1205 OAK HAMMOND LN, LADY LAKE, FL 32159 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Jun 4, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS 1ST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 7, 2021 · Amount on File |
| Deed Sale | Sep 7, 2021 · Amount on File |
| Prior Sale | Jul 17, 2014 · Amount on File |
| Deed Document Number | 2021123096 |
| Deed Book / Page | 5788 / 1564 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 7, 2021 |
| Property Address | 104 SPRING ARBOR LN, LADY LAKE, FL 32159-4232 |
| Document Number | 0057881564 |
| Book / Page | 5788 / 1564 |
| Map Reference | MB 40 PG 92&93 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 2021123096 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,701.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2542 COUNTY ROAD 245D, OXFORD, FL 34484-2132 |
| Name | Verified Name |
|---|---|
| Address | 1205 OAK HAMMOCK LN, LADY LAKE, FL 32159-4237 |
| Document Number | 0057881566 |
|---|---|
| Date | Sep 7, 2021 |
| Instrument | 5788/1566 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 104 SPRING ARBOR LN, LADY LAKE, FL 32159-4232 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051200072 |
|---|---|
| Date | Jun 4, 2018 |
| Book Page | 5120/0072 |
| Instrument | 2018064820 |
| Name | CITIZENS 1ST BANK |
|---|---|
| Type | Bank |
| Address | THE VILLAGES, FL 32162 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | May 25, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Lady Lake Town |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $240,613 Land $75,000 Building $165,613 | $240,613 Land $75,000 Building $165,613 | |
| 2024 | $4,189.00 (+5.89%) | ||
| 2023 | $3,956.00 (+7.47%) | $233,933 (+12.64%) | $233,933 (+12.64%) Land $75,000 Building $158,933 |
| 2022 | $3,681.00 | $207,683 | $207,683 Land $48,750 Building $158,933 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 104 Spring Arbor Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 104 Spring Arbor Ln is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | VILLAGE WATER |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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