Craven County property record for 104 Speight St, Havelock, NC 28532
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,008 sqft · built 1982 |
| Lot Size | 0.475 acres (20,729 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $85,900 (Jan 1996) |
| Tax Bill | $2,640 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-101-138 |
| Primary APN | 6-101-138 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,008 sqft Living Area |
| 1st Floor Area | 2,808 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1982 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 20,729 sqft (0.475 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 21831 |
|---|---|
| Old Parcel Number | 6-101-138 |
| Street Address | 104 SPEIGHT ST |
| City | HAVELOCK |
| State | NC |
| Zip | 28532-2426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT ADJ LT 84 SPEIGHT |
| Legal Subdivision | BRYANS HAVELOCK |
| Legal Lot Number | 84 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 961301 |
Source: Craven County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 104 SPEIGHT ST, HAVELOCK, NC 28532-2426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 1996 · Amount on Record |
| Deed Sale | Jan 16, 1996 · Amount on Record |
| Deed Document Number | 0000149630 |
| Record Updated | Jun 8, 2026 |
Source: Craven County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | Havelock City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $222,410 (-) Land $35,000 Building $187,410 | $222,410 (-) Land $35,000 Building $187,410 | |
| 2024 | $2,640.00 (+3.08%) | ||
| 2023 | $2,561.00 (+21.78%) | $222,410 (+25.16%) Land $35,000 Building $187,410 | $222,410 (+25.16%) Land $35,000 Building $187,410 |
| 2022 | $2,103.00 | $177,700 Land $30,000 Building $147,700 | |
| 2018 | $177,700 Land $30,000 Building $147,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 29 (1995–2019) |
| Claims Outside the SFHA | 24 of 29 |
| Most Recent Claim | Sep 2019 · Hurricane Dorian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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