102 Speight St, Havelock, NC 28532 Property Records

Craven County property record for 102 Speight St, Havelock, NC 28532

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,025 sqft · built 1969
Lot Size0.455 acres (19,802 sqft)
Owner2 Individual Names on File
Last Sale$104,000 (Oct 2018)
Tax Bill$1,610 (2026)
Deeds & MortgagesOct 2018 Mortgage
Oct 2018 Sale
Flood ZoneZone X (minimal risk)
APN6-101-001

Property Details

APN / Parcel Number

Primary APN6-101-001
Alternative APN
  • 122506

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,025 sqft Living Area
1st Floor Area1,025 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Exterior MaterialBrick Veneer
Construction TypeWood
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area19,802 sqft (0.455 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number122506
Street Address102 SPEIGHT ST
CityHAVELOCK
StateNC
Zip28532-2426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 SEC 1 TRYON PARK
Legal SubdivisionTRYON PARK
JurisdictionCRAVEN NC
Township / Civil Division6
Census Block Group2
Census Block2026
Census Tract961301

Owner

102 Speight St is owned and occupied by two individuals who bought it in October 2018.

Source: Craven County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address102 SPEIGHT ST, HAVELOCK, NC 28532-2426
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2018Deed of Trust, Mortgage
NAVY FEDERAL CREDIT UNION
Oct 5, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2018 · Amount on File
Deed SaleOct 5, 2018 · Amount on File
Prior SaleDec 28, 2005 · Amount on File
Deed Document Number201810028340
Deed Book / Page3549 / 787
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAVEN NC
Property Address102 SPEIGHT ST, HAVELOCK, NC 28532-2426
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003549/0000000790
DateOct 5, 2018
Book Page0000003549/0000000790
Instrument000010028341
Lender
NameNAVY FEDERAL CREDIT UNION
TypeCredit Union
Agreement
AmountAmount on Record
Term351 Months
DueJan 1, 2048

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateOct 5, 2018
Property Address102 SPEIGHT ST, HAVELOCK, NC 28532-2426
Document Number3549/787
Book / Page3549 / 787
Instrument DateSep 4, 2018
Instrument000010028340
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 SPEIGHT ST, HAVELOCK, NC 28532-2426

Tax Assessment & Valuation

The 2026 property tax bill for 102 Speight St was $1,610, up 2.4% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
MunicipalityHavelock City
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,610.00 (+2.42%)$128,780 (-) Land $35,000 Building $93,780$128,780 (-) Land $35,000 Building $93,780
2025$1,572.00$128,780 Land $35,000 Building $93,780$128,780 Land $35,000 Building $93,780
2023$1,508.00 (+27.04%)$128,780 (+31.37%) Land $35,000 Building $93,780$128,780 Land $35,000 Building $93,780
2022$1,187.00$98,030 Land $30,000 Building $68,030
2018$98,030 Land $30,000 Building $68,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Speight St in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 38 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims29 (1995–2019)
Claims Outside the SFHA24 of 29
Most Recent ClaimSep 2019 · Hurricane Dorian
Claims by Event
  • Hurricane Florence, Sep 2018 · 11 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Speight St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 66% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAVELOCK WATER SYSTEM
serves 14,925 people · EPA ID NC0425015
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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