102 S Gadwall Ln, Downs, IL 61736 Property Records

McLean County property record for 102 S Gadwall Ln, Downs, IL 61736

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,334 sqft · built 2000
Lot Size	0.36 acres (15,681 sqft)
Owner	Individual Name on Record
Last Sale	$172,500 (Jul 2008)
Tax Bill	$6,995 (2024)
Deeds & Mortgages	Jul 2019 Mortgage Feb 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-04-152-002`

Property Details

APN / Parcel Number

Primary APN	`29-04-152-002`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,334 sqft Living Area
1st Floor Area	1,684 sqft
2nd Floor Area	1,416 sqft
Basement Area	876 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	15,681 sqft (0.36 acres)
Garage Type	Attached
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	102 S GADWALL LN
City	DOWNS
State	IL
Zip	61736-9357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MALLARD POINT 2 SUB PHASE 1 LOT 21
Legal Range	03E
Legal Township	22N
Legal Section	04
Legal Subdivision	MALLARD POINT 2 SUB
Legal Lot Number	21
Jurisdiction	MCLEAN IL
Township / Civil Division	DOWNS
Census Block Group	3
Census Block	3041
Census Tract	5401

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 S GADWALL LN, DOWNS, IL 61736-9357
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Feb 1, 2022	Deed of Trust, Mortgage · Line of Credit BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2008 · Amount on Record
Deed Sale	Jul 30, 2008 · Amount on Record
Deed Document Number	200820949
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	102 S GADWALL LN, DOWNS, IL 61736-9357
Transaction Type	Mortgage
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900011563
Date	Jul 26, 2019
Instrument	2019-00011563

Lender

Name	BUSEY BANK
Type	Credit Union
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	102 S GADWALL LN, DOWNS, IL 61736-9357
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200002164
Date	Feb 1, 2022
Instrument	2022-00002164

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jan 14, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Downs Township
Municipality	Downs Village
Unified School District	Tri-Valley Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$90,959 (+20.26%) Land $16,993 Building $73,966	$272,877 (+20.26%) Land $50,979 Building $221,898
2024	$6,995.00 (+13.91%)
2023	$6,141.00	$75,634 Land $14,130 Building $61,504	$226,902 Land $42,390 Building $184,512

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWNS serves 1,201 people · EPA ID IL1130500
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2026
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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