106 River Ranch Cir, Martindale, TX 78655 Property Records

Guadalupe County property record for 106 River Ranch Cir, Martindale, TX 78655

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,611 sqft · built 2010
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on File
Last Sale	$811,300 (Dec 2025)
Tax Bill	$6,384 (2025)
Deeds & Mortgages	Feb 2026 Mortgage May 2025 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`1G3930000400100000`

Property Details

APN / Parcel Number

Primary APN	`1G3930000400100000`
Alternative APNs	`000000135667` `000000220363` `135667`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,611 sqft Living Area
Gross Area	3,590 sqft
1st Floor Area	2,611 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Metal
Lot Area	47,045 sqft
Lot Dimensions	251 ft deep x 183 ft wide
Garage Type	Attached
Garage Area	732 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch
Porch Area	77 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Cistern

Location & Zoning

Street Address	106 RIVER RANCH CIR
City	MARTINDALE
State	TX
Zip	78655-3969
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN MARCOS RIVER RANCH BLOCK 4 LOT 1 1.08 AC
Legal Subdivision	SAN MARCOS RIVER RANCH
Legal Tract	1
Legal Block	4
Legal Lot Number	1
Jurisdiction	GUADALUPE TX
Township / Civil Division	NORTHEAST GUADALUPE
Census Block Group	1
Census Block	1007
Census Tract	210505

Owner

106 River Ranch Cir is owned and occupied by two individuals who bought it in December 2025.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 RIVER RANCH CIR, MARTINDALE, TX 78655-3969
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage RIGHT START MORTGAGE INC
May 23, 2025	Deed of Trust, Mortgage · Line of Credit CAPITOL CU
Dec 2, 2025	Vendor's Lien, Transfer · Non-Conforming Investor Loan FIRST FINANCIAL BANK
Jun 29, 2017	Warranty Deed, Transfer UNITED LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2025 · Amount on File
Deed Sale	Dec 2, 2025 · Amount on File
Prior Sale	Jun 29, 2017 · Amount on File
Deed Document Number	202530346
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	106 RIVER RANCH CIR, MARTINDALE, TX 78655-3969
Transaction Type	Mortgage
Record Updated	Mar 4, 2026
Title Company	NATION TITLE, NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 RIVER RANCH CIR, MARTINDALE, TX 78655-3969

Mortgage

Document Number	0099003979
Date	Feb 18, 2026
Instrument	202699003979

Lender

Name	RIGHT START MORTGAGE INC
Type	Mortgage Company
Address	SAN ANTONIO, TX 78248

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	106 RIVER RANCH CIR, MARTINDALE, TX 78655-3969
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 RIVER RANCH CIR, MARTINDALE, TX 78655-3969

Mortgage

Document Number	0099012731
Date	May 23, 2025
Instrument	202599012731

Lender

Name	CAPITOL CU
Type	Credit Union
Address	AUSTIN, TX 78758

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Dec 2, 2025
Property Address	106 RIVER RANCH CIR, MARTINDALE, TX 78655-3969
Document Number	0099030346
Map Reference	VOL 7 PG 483
Instrument Date	Nov 26, 2025
Instrument	202599030346
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 RIVER RANCH CIR, MARTINDALE, TX 78655-3969

Mortgage

Document Number	0099030347
Date	Dec 2, 2025
Instrument	202599030347

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	11 Months
Due	Nov 2, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jun 29, 2017
Property Address	106 RIVER RANCH CIR, MARTINDALE, TX 78655-3969
Document Number	0000014975
Instrument Date	Jun 29, 2017
Instrument	14975
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 ALGARITA ST SAN MARCOS TX 786662504, SAN MARCOS, TX 78666-2504

Mortgage

Document Number	14976
Date	Jun 29, 2017
Instrument	14976

Lender

Name	UNITED LENDING
Address	PLANO, TX 75024

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 106 River Ranch Cir was $6,384, up 6.2% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Unified School District	San Marcos Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$537,123 (-7.71%) Land $111,057 Building $426,066	$537,123 (-25.89%) Land $111,057 Building $426,066
2025	$6,384.00 (+6.17%) Homeowner's exemption	$581,980 Land $137,340 Building $587,387	$724,727 Land $137,340 Building $587,387
2024	$6,013.00 (+13.2%)
2023	$5,312.00 Homeowner's exemption	$537,051 Land $100,180 Building $436,871	$537,051 Land $100,180 Building $436,871
2020	$1,424.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 River Ranch Cir in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 45 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	40 (1998–2015)
Claims Outside the SFHA	17 of 40
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 3 claims Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 17 claims Flooding 10/18/98, Oct 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 River Ranch Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTINDALE WSC serves 3,045 people · EPA ID TX0280013
Water Source	Purchased surface water from CRWA HAYS CALDWELL WTP
Last State Inspection	Mar 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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