106 Mountain Dr, Biltmore Lake (Candler), NC 28715 Property Records

Buncombe County property record for 106 Mountain Dr, Biltmore Lake, NC 28715

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,194 sqft · built 2004
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$634,000 (Apr 2026)
Tax Bill	$3,390 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`749228-2020-202`

Property Details

APN / Parcel Number

Primary APN	`749228-2020-202`
Alternative APNs	`9616-59-5302-00000` `961602594236000` `008198468`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,194 sqft Living Area
Gross Area	3,752 sqft
1st Floor Area	922 sqft
Basement Area	1,033 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Frame Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	749228-2020-202
Street Address	106 MOUNTAIN DR
City	BILTMORE LAKE
State	NC
Zip	28715-8914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIV: BILTMORE LAKE BLOCK: A2 LOT: 66 SECTION: PLAT: 0084-0135
Legal Subdivision	BILTMORE LAKE
Legal Block	1
Legal Lot Number	66
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LOWER HOMINY
Census Block Group	1
Census Block	1015
Census Tract	2305

Owner

Source: Buncombe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	106 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8914
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
Apr 13, 2026	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOC L.P

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Prior Sale	Mar 18, 2005 · Amount on Record
Deed Book / Page	6583 / 82
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	106 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8914
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061900379
Date	Feb 28, 2022
Book Page	6190/379

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ROCKY MOUNT, NC 27802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Apr 13, 2026
Property Address	106 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8914
Document Number	6583000082
Book / Page	6583 / 82
Instrument Date	Apr 10, 2026
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128,068.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8914

Mortgage

Document Number	6583000085,
Date	Apr 13, 2026
Book Page	6583/85

Lender

Name	PROVIDENT FUNDING ASSOC L.P

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.44%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,390.00 (+6.87%)	$497,500 (-) Land $61,400 Building $436,100	$497,500 (-) Land $61,400 Building $436,100
2024	$3,172.00 (+3.19%)
2023	$3,074.00	$497,500	$497,500 (-) Land $61,400 Building $436,100
2021			$497,500 Land $61,400 Building $436,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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