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108 Mountain Dr, Biltmore Lake (Candler), NC 28715 Property Records

Buncombe County property record for 108 Mountain Dr, Biltmore Lake, NC 28715

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,860 sqft · built 2003
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$398,000 (Jun 2006)
Tax Bill$3,416 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN755602-2020-202

Property Details

APN / Parcel Number

Primary APN755602-2020-202
Alternative APNs
  • 9616-59-5246-00000
  • 961602594261000
  • 008211712

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,860 sqft Living Area
Gross Area3,462 sqft
1st Floor Area1,860 sqft
Basement Area930 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleContemporary
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchScreened Porch
Porch Area307 sqft
Deck Area252 sqft
Patio Area376 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number755602-2020-202
Street Address108 MOUNTAIN DR
CityBILTMORE LAKE
StateNC
Zip28715-8914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionSUBDIV: BILTMORE LAKE BLOCK: A2 LOT: 67 SECTION: PLAT: 0084-0135
Legal SubdivisionBILTMORE LAKE
Legal Block1
Legal Lot Number67
JurisdictionBUNCOMBE NC
Township / Civil DivisionLOWER HOMINY
Census Block Group1
Census Block1015
Census Tract2305

Owner

108 Mountain Dr is owned and occupied by an individual who bought it in June 2006.

Source: Buncombe County records, as of August 7, 2026

Owner of RecordIndividual Name on File
Mailing Address108 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8914
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 9, 2006 · Amount on File
Deed SaleJun 9, 2006 · Amount on File
Prior SaleOct 14, 2003 · Amount on File
Deed Book / Page4235 / 1854
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Recording DateJul 29, 2026
Property Address108 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8914
Document Number6616000174
Book / Page6616 / 174
Instrument DateJul 20, 2026
Transaction TypeMortgage
Record UpdatedAug 7, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8914

Mortgage

Document Number6616000174,
DateJul 29, 2026
Book Page6616/174
Lender
NameHOMETRUST BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJul 25, 2051
Interest
Rate TypeAdjustable Rate
Rate6.47%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 108 Mountain Dr was $3,416.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,416.00$501,200 Land $61,400 Building $439,800$501,200 Land $61,400 Building $439,800
2023$3,097.00$501,200$501,200 Land $61,400 Building $439,800
2021$501,200 Land $61,400 Building $439,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 108 Mountain Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 108 Mountain Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ASHEVILLE
serves 157,431 people · EPA ID NC0111010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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