112 Mountain Dr, Biltmore Lake (Candler), NC 28715 Property Records

Buncombe County property record for 112 Mountain Dr, Biltmore Lake, NC 28715

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,781 sqft · built 2004
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Aug 2025)
Tax Bill	$4,127 (2023)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3006527-2020-20`

Property Details

APN / Parcel Number

Primary APN	`3006527-2020-20`
Alternative APNs	`9616-59-5270-00000` `961602595105000` `008247656`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,781 sqft Living Area
Gross Area	4,380 sqft
1st Floor Area	587 sqft
Basement Area	867 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Frame Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	152 sqft
Deck Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	3006527-2020-20
Street Address	112 MOUNTAIN DR
City	BILTMORE LAKE
State	NC
Zip	28715-8914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIV: BILTMORE LAKE LOT: 68 BLOCK: A2 PLAT: 0084-0135
Legal Subdivision	BILTMORE LAKE
Legal Block	1
Legal Lot Number	68
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LOWER HOMINY
Census Block Group	1
Census Block	1015
Census Tract	2305

Owner

Source: Buncombe County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	112 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2025	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage BEVERLY-HANKS MORTGAGE SERVICES INC
Aug 21, 2019	Warranty Deed, Transfer · Conventional Mortgage BEVERLY-HANKS MORTGAGE SERVICES INC
Jun 15, 2017	Warranty Deed, Construction Loan · Construction Mortgage ASHEVILLE SAVINGS BANK SSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on Record
Deed Sale	Aug 29, 2025 · Amount on Record
Prior Sale	Aug 21, 2019 · Amount on Record
Deed Book / Page	6521 / 61
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Aug 29, 2025
Property Address	112 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8914
Document Number	0065210061
Book / Page	6521 / 61
Map Reference	MB 84 PG 135
Instrument Date	Aug 12, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 ISLAND CREEK LN, SAVANNAH, GA 31410-3958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8914

Mortgage

Document Number	0000652164
Date	Aug 29, 2025
Instrument	6521/64

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.82%
Type Change Date	Sep 1, 2030
Change Frequency	5 Years
Min Rate At Change	3.82%
Max Rate At Change	7.82%
Index	5-Year TN
Margin	2
Max Rate	11.8%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	112 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8914
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059431145
Date	Sep 2, 2020
Book Page	5943/1145

Lender

Name	BEVERLY-HANKS MORTGAGE SERVICES INC
Type	Mortgage Company
Address	ASHEVILLE, NC 28803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Aug 21, 2019
Property Address	112 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8914
Document Number	0058021389
Book / Page	5802 / 1389
Map Reference	MB 84 PG 135
Instrument Date	Aug 21, 2019
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	219 WESTOVER ALY, 219, ASHEVILLE, NC 28801-1622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8914

Mortgage

Document Number	58021392
Date	Aug 21, 2019
Instrument	5802/1392

Lender

Name	BEVERLY-HANKS MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

June 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jun 15, 2017
Property Address	112 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8914
Document Number	0055600341
Book / Page	5560 / 0341
Map Reference	MB 84 PG 135
Instrument Date	Jun 15, 2017
Transaction Type	Construction Loan
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,060.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2385 HENDERSONVILLE RD UNIT 40, 2385, ARDEN, NC 28704-4505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 MOUNTAIN DR, BILTMORE LAKE, NC 28715-8914

Mortgage

Document Number	55600346
Date	Jun 15, 2017
Instrument	5560/0346

Lender

Name	ASHEVILLE SAVINGS BANK SSB
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$667,900 (-) Land $62,700 Building $605,200	$667,900 (-) Land $62,700 Building $605,200
2023	$4,127.00	$667,900	$667,900 (-) Land $62,700 Building $605,200
2021			$667,900 Land $62,700 Building $605,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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