106 Edgewater Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 106 Edgewater Dr, Saint Cloud, FL 34769 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1990
Square Footage	1,028 sqft Living Area
Lot Size	9,016 sqft (0.207 acres)
Occupancy	Owner Occupied
Last Sale	$290,000 (2022)
Tax Bill	$3,485.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`01-26-30-4920-000B-0120`
Alternative APNs	`2630014920000B0120` `81001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,028 sqft Living Area
Gross Area	1,302 sqft Gross Area
1st Floor	1,028 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,016 sqft (0.207 acres)
Depth X Width	112 ft x 75 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	246 sqft Garage
Porch Area	172 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	106 EDGEWATER DR
City	SAINT CLOUD
State	FL
Zip	34769-2521
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RUNNYMEDE SHORES PB 1 PG 383 BLK B LOT 12
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	RUNNYMEDE SHORES
Legal Tract	4920
Legal Block	B
Legal Lot Number	12
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2028
Census Tract	43600

Owner

Source: Osceola County records · APN 01-26-30-4920-000B-0120

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	106 EDGEWATER DR, SAINT CLOUD, FL 34769-2521
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 16, 2022 · Amount on Record
Deed Sale	Dec 16, 2022 · Amount on Record
Prior Sale	Oct 01, 2013 · Amount on Record
Deed Doc Number	2022180536
Deed Book / Page	6331 / 486
Record Refreshed	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 16, 2022
Property Address	106 EDGEWATER DR, SAINT CLOUD, FL 34769-2521
Document Number	0063310486
Book / Page	6331 / 486
Map Reference	MB 1 PG 383
Instrument Date	Dec 15, 2022
Instrument	2022180536
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 EDGEWATER DR, SAINT CLOUD, FL 34769-2521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 EDGEWATER DR, SAINT CLOUD, FL 34769-2521

Mortgage

Document Number	0006331488
Date	Dec 16, 2022
Instrument	6331/488

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,485.00 (+6.31%) Homeowner's exemption	$237,622 (+5.99%)	$246,600 (+9.99%) Land $65,000 Building $181,600
2023	$3,278.00 (+228.79%) Homeowner's exemption	$224,200 (+130.05%) Land $60,000 Building $164,200	$224,200 (+25.53%) Land $60,000 Building $164,200
2022	$997.00 Homeowner's exemption	$97,457	$178,600 Land $45,000 Building $133,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	61.0 ft

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 20% of Florida
Wildfire Likelihood	About 1 in 1,020 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.