109 Edgewater Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 109 Edgewater Dr, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1989
Square Footage	894 sqft Heated Area
Lot Size	9,017 sqft (0.207 acres)
Garage	Finished, 312 sqft
Last Sale	$228,000 (2021)
Tax Bill	$4,554.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0126304920000B0230`
Alternative APN	`81010`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	894 sqft Heated Area
Gross Area	1,486 sqft Gross Area
1st Floor	894 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1989
Exterior Material	Vinyl Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,017 sqft (0.207 acres)
Depth X Width	120 ft x 75 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Finished Garage
Garage Area	312 sqft Garage

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	120 sqft Shed
Porch	Enclosed Porch
Porch Area	280 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	81010
Street Address	109 EDGEWATER DR
City	SAINT CLOUD
State	FL
Zip	34769-2520
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RUNNYMEDE SHORES PB 1 PG 383 BLK B LOT 23
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	RUNNYMEDE SHORES
Legal Tract	4920
Legal Block	B
Legal Lot Number	23
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2028
Census Tract	43600

Owner

Source: Osceola County records · APN 0126304920000B0230

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1815 ROPER RD, SAINT CLOUD, FL 34771-1713
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	Apr 18, 2016 · Amount on Record
Deed Doc Number	0006013175
Deed Book / Page	6013 / 175
Record Refreshed	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 30, 2021
Property Address	109 EDGEWATER DR, SAINT CLOUD, FL 34769-2520
Document Number	0060130175
Book / Page	6013 / 175
Map Reference	MB 1 PG 383
Instrument Date	Jul 30, 2021
Instrument	2021118265
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	SUNSHINE STATE TITLE, SUNSHINE STATE T&E LLC

Transaction

Amount	Amount Recorded
Tax	$1,596.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 EDGEWATER DR, 110, SAINT CLOUD, FL 34769-2521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1815 ROPER RD, SAINT CLOUD, FL 34771-1713

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,554.00 (+16.38%)	$259,900 (+9.48%) Land $65,000 Building $194,900	$259,900 (+9.48%) Land $65,000 Building $194,900
2023	$3,913.00 (+14.65%)	$237,400 (+25.48%) Land $60,000 Building $177,400	$237,400 (+25.48%) Land $60,000 Building $177,400
2022	$3,413.00	$189,200 Land $45,000 Building $144,200	$189,200 Land $45,000 Building $144,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	61.0 ft

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 20% of Florida
Wildfire Likelihood	About 1 in 1,020 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.