101 Edgewater Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 101 Edgewater Dr, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1999
Square Footage	1,413 sqft Heated Area
Lot Size	8,189 sqft (0.187 acres)
Occupancy	Owner Occupied
Last Sale	$325,000 (2023)
Tax Bill	$3,536.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0126304920000B0180`
Alternative APN	`81006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,413 sqft Heated Area
Gross Area	2,150 sqft Gross Area
1st Floor	1,413 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,189 sqft (0.187 acres)
Depth X Width	108 ft x 75 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Finished Garage
Garage Area	367 sqft Garage
Porch	Open Porch
Porch Area	370 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	81006
Street Address	101 EDGEWATER DR
City	SAINT CLOUD
State	FL
Zip	34769-2520
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RUNNYMEDE SHORES PB 1 PG 383 BLK B LOT 18
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	RUNNYMEDE SHORES
Legal Tract	4920
Legal Block	B
Legal Lot Number	18
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2028
Census Tract	43600

Owner

Source: Osceola County records · APN 0126304920000B0180

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	101 EDGEWATER DR, SAINT CLOUD, FL 34769-2520
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Warranty Deed, Transfer LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FIRM
Oct 06, 2017	Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 23, 2023 · Amount on Record
Deed Sale	Feb 23, 2023 · Amount on Record
Prior Sale	Oct 06, 2017 · Amount on Record
Deed Doc Number	2023021726
Deed Book / Page	6362 / 269
Record Refreshed	Jun 08, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 23, 2023
Property Address	101 EDGEWATER DR, SAINT CLOUD, FL 34769-2520
Document Number	0063620269
Book / Page	6362 / 269
Map Reference	MB 1 PG 383
Instrument Date	Feb 22, 2023
Instrument	2023021726
Transaction Type	Transfer
Record Updated	Mar 09, 2023
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Tax	$2,275.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2301 EDS GROCERY RD, WILLIAMSTON, NC 27892-8798

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 EDGEWATER DR, SAINT CLOUD, FL 34769-2520

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	101 EDGEWATER DR, SAINT CLOUD, FL 34769-2520
Document Number	0057282121
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	22 NEW YORK AVE ST CLOUD FL 347692365, ST CLOUD, FL 34769-2365

Mortgage

Document Number	0057282121
Date	May 28, 2020
Book Page	005728/002121
Instrument	69118

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 06, 2017
Property Address	101 EDGEWATER DR, SAINT CLOUD, FL 34769-2520
Document Number	0052200385
Book / Page	5220 / 0385
Map Reference	MB1 PG383
Instrument Date	Oct 06, 2017
Instrument	2017143613
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,445.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	364 LASALLE AVE, 364, SAINT CLOUD, FL 34772

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	22 NEW YORK AVE, SAINT CLOUD, FL 34769-2365

Mortgage

Document Number	0052200386
Date	Oct 06, 2017
Instrument	5220/0386

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,536.00 (+47.52%) Homeowner's exemption	$240,450 (+37.19%)	$341,400 (+7.83%) Land $58,500 Building $282,900
2023	$2,397.00 (+3.9%) Homeowner's exemption	$175,274 (+3%)	$316,600 (+18.18%) Land $54,000 Building $262,600
2022	$2,307.00 Homeowner's exemption	$170,169	$267,900 Land $40,500 Building $227,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	61.0 ft

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 20% of Florida
Wildfire Likelihood	About 1 in 1,020 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

101 Edgewater Dr, Saint Cloud, FL 34769 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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