104 Edgewater Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 104 Edgewater Dr, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1990
Square Footage	1,178 sqft Living Area
Lot Size	9,016 sqft (0.207 acres)
Garage	Attached, 546 sqft
Occupancy	Owner Occupied
Tax Bill	$1,057.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`01-26-30-4920-000B-0130`
Alternative APNs	`2630014920000B0130` `81002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,178 sqft Living Area
Gross Area	2,014 sqft Gross Area
1st Floor	1,178 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,016 sqft (0.207 acres)
Depth X Width	120 ft x 75 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	546 sqft Garage
Shed	1 Shed
Shed Area	40 sqft Shed
Porch Area	290 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	104 EDGEWATER DR
City	SAINT CLOUD
State	FL
Zip	34769-2521
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RUNNYMEDE SHORES PB 1 PG 383 BLK B LOT 13
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	RUNNYMEDE SHORES
Legal Tract	4920
Legal Block	B
Legal Lot Number	13
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2028
Census Tract	43600

Owner

Source: Osceola County records · APN 01-26-30-4920-000B-0130

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	104 EDGEWATER DR, SAINT CLOUD, FL 34769-2521
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 08, 2008
Transfer Doc	0037340986
Record Refreshed	Jun 08, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	104 EDGEWATER DR, SAINT CLOUD, FL 34769-2521
Document Number	0052102814
Book / Page	005210 / 002814
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 EDGEWATER DR ST CLOUD FL 347692521, ST CLOUD, FL 34769-2521

Mortgage

Document Number	0052102814
Date	Sep 22, 2017
Book Page	005210/002814
Instrument	133813

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 21, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,103.00 (+4.35%) Homeowner's exemption	$104,499 (+5.99%)	$261,000 (+9.94%) Land $65,000 Building $196,000
2024	$1,057.00 (+4.04%)
2023	$1,016.00 (+5.28%) Homeowner's exemption	$98,597 (+3%)	$237,400 (+25.28%) Land $60,000 Building $177,400
2022	$965.00 Homeowner's exemption	$95,726	$189,500 Land $45,000 Building $144,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	61.0 ft

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 20% of Florida
Wildfire Likelihood	About 1 in 1,020 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.