106 Edgemont Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 106 Edgemont Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	3,358 sqft · built 1917
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Jan 1999)
Tax Bill	$28,051 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-01708-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`13-01708-0000-00017`
Alternative APN	`130170800017`

Interior

Stories	2 Stories
Building Area	3,358 sqft Living Area

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Location & Zoning

Old Parcel Number	130170800017
Street Address	106 EDGEMONT RD
City	MONTCLAIR
State	NJ
Zip	07043-1328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	75X100
Legal Block	1708
Legal Lot Number	17
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1003
Census Tract	16400

Owner

106 Edgemont Rd is owned and occupied by two individuals who acquired it in November 2009.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	106 EDGEMONT RD, MONTCLAIR, NJ 07043-1328
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage HARBORONE MORTGAGE LLC
Dec 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage BOILING SPRGS SVGS BK
Jan 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 1999 · Amount on File
Deed Sale	Jan 12, 1999 · Amount on File
Deed Book / Page	5585 / 246
Last Transfer Date	Nov 16, 2009
Transfer Doc	0009100822
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	106 EDGEMONT RD, MONTCLAIR, NJ 07043-1328
Transaction Type	Mortgage
Record Updated	Jul 5, 2021
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021072464
Date	Jun 10, 2021
Instrument	2021072464

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 26, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	106 EDGEMONT RD, MONTCLAIR, NJ 07043-1328
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	EVIDENT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021022942
Date	Mar 1, 2021
Instrument	2021022942

Lender

Name	HARBORONE MORTGAGE LLC
Type	Mortgage Company
Address	MANCHESTER, NH 03101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	106 EDGEMONT RD, MONTCLAIR, NJ 07043-1328
Document Number	0000007250
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Feb 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	106 EDGEMONT RD UPPER MONTCLAIR NJ 070431328, UPPER MONTCLAIR, NJ 07043-1328

Mortgage

Document Number	0000007250
Date	Jan 20, 2021
Instrument	7250

Lender

Name	BOILING SPRGS SVGS BK
Type	Federal Savings Bank
Address	RUTHERFORD, NJ 07070

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	106 EDGEMONT RD, MONTCLAIR, NJ 07043-1328
Document Number	0000009392
Instrument Date	Jan 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 EDGEMONT RD MONTCLAIR NJ 070431328, MONTCLAIR, NJ 07043-1328

Mortgage

Document Number	0000009392
Date	Feb 1, 2017
Instrument	9392

Lender

Name	SANTANDER BK NA
Type	Bank
Address	READING, PA 19601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 106 Edgemont Rd was $28,051, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$797,800 (-) Land $387,500 Building $410,300	$797,800 (-) Land $387,500 Building $410,300
2025	$28,051.00 (+3.32%)	$797,800 Land $387,500 Building $410,300	$797,800 Land $387,500 Building $410,300
2024	$27,149.00
2023		$797,800 Land $387,500 Building $410,300	$797,800 Land $387,500 Building $410,300
2022	$26,231.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 106 Edgemont Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	40 (1982–2021)
Claims Outside the SFHA	9 of 40
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 12 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 106 Edgemont Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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