109 Edgemont Rd, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 109 Edgemont Rd, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	3,295 sqft · built 1916
Lot Size	0.228 acres (9,927 sqft)
Owner	2 Individual Names on File
Last Sale	$930,000 (May 2017)
Tax Bill	$30,565 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01709-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`13-01709-0000-00002`
Alternative APN	`130170900002`

Interior

Stories	2 Stories
Building Area	3,295 sqft Living Area

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Construction Type	Frame
Lot Area	9,927 sqft (0.228 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	130170900002
Street Address	109 EDGEMONT RD
City	MONTCLAIR
State	NJ
Zip	07043-1329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	9926SF
Legal Subdivision	OAKCROFT PROP
Legal Block	1709
Legal Lot Number	2
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1004
Census Tract	16400

Owner

109 Edgemont Rd is owned and occupied by two individuals who bought it in May 2017.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	109 EDGEMONT RD, MONTCLAIR, NJ 07043-1329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 5, 2017	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2017 · Amount on File
Deed Sale	May 5, 2017 · Amount on File
Prior Sale	Nov 7, 2003 · Amount on File
Deed Document Number	201739715
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	109 EDGEMONT RD, MONTCLAIR, NJ 07043-1329
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	PRIMETIME TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000085975
Date	Sep 4, 2020
Instrument	2020085975

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	May 5, 2017
Property Address	109 EDGEMONT RD, MONTCLAIR, NJ 07043-1329
Document Number	0000039715
Instrument Date	May 1, 2017
Instrument	2017039715
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 OLD GULPH RD, 112, GLADWYNE, PA 19035-1615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 EDGEMONT RD, MONTCLAIR, NJ 07043-1329

Mortgage

Document Number	0000039717
Date	May 5, 2017
Instrument	2017039717

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 109 Edgemont Rd was $30,565, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$869,300 (-) Land $359,700 Building $509,600	$869,300 (-) Land $359,700 Building $509,600
2025	$30,565.00 (+3.32%)	$869,300 Land $359,700 Building $509,600	$869,300 Land $359,700 Building $509,600
2024	$29,582.00
2023		$869,300 Land $359,700 Building $509,600	$869,300 Land $359,700 Building $509,600
2022	$28,582.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Edgemont Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	40 (1982–2021)
Claims Outside the SFHA	9 of 40
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 12 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Edgemont Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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